491 Webster St, Monterey, CA 93940 Property Records

Monterey County property record for 491 Webster St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,901 sqft · built 1939
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Company Names on Record
Last Sale	$536,500 (Nov 2015)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`001-726-010-000`

Property Details

APN / Parcel Number

Primary APN	`001-726-010-000`
Alternative APN	`001-726-010`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,901 sqft Living Area
1st Floor Area	2,901 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,400 sqft (0.147 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-726-010
Street Address	491 WEBSTER ST
City	MONTEREY
State	CA
Zip	93940-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVERANCE MAP E 50 FT OF W 100 FT OF LOT 10 BLK 7
Legal Subdivision	SEVERANCE
Legal Block	7
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2054
Census Tract	12700

Owner

Source: Monterey County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	491 WEBSTER ST, MONTEREY, CA 93940-3220
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage JOEL KNIGHT
May 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage ROB NINO
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage PREMIER MORTGAGE RESOURCES LLC
Jun 24, 2022	Intrafamily Transfer, Transfer
Nov 12, 2020	Deed of Trust, Mortgage QUALFAX INC
Jun 13, 2019	Deed of Trust, Mortgage · Line of Credit BEACON BUSN BK NA
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage JOEL KNIGHT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2015 · Amount on Record
Deed Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	201566314
Last Transfer Date	Jun 21, 2022
Transfer Doc	0000028356
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3220
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 LIGHTHOUSE AVE 170, 170, PACIFIC GROVE, CA 93950-2689

Mortgage

Document Number	0000008916
Date	Feb 5, 2021
Instrument	2021008916

Lender

Name	JOEL KNIGHT
Type	Private Party
Address	9825 BLUE LARKSPUR LN, MONTEREY, CA 93940

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3220
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WEBSTER ST, MONTEREY, CA 93940-3220

Mortgage

Document Number	0000035149
Date	May 17, 2021
Instrument	2021035149

Lender

Name	ROB NINO
Type	Private Party
Address	4242 JOHN SMITH RD, HOLLISTER, CA 95023

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3220
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 WEBSTER ST, MONTEREY, CA 93940-3220

Mortgage

Document Number	0000038355
Date	May 28, 2021
Instrument	2021038355

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company
Address	PORTLAND, OR 97209

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 24, 2022
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3259
Document Number	0000028356
Instrument Date	Jun 21, 2022
Instrument	2022028356
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	491 WEBSTER ST, MONTEREY, CA 93940-3259

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3259
Document Number	0000073213
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	491 WEBSTER ST MONTEREY CA 939403259, MONTEREY, CA 93940-3259

Mortgage

Document Number	0000073213
Date	Dec 9, 2020
Instrument	73213

Lender

Name	QUALFAX INC
Address	GARDENA, CA 90248

Agreement

Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3259
Document Number	0000026837
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	491 WEBSTER ST MONTEREY CA 939403220, MONTEREY, CA 93940-3220

Mortgage

Document Number	0000026837
Date	Jun 27, 2019
Instrument	26837

Lender

Name	BEACON BUSN BK NA
Address	88 KEARNY ST # 1750, SAN FRANCISCO, CA 94108-5520

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	491 WEBSTER ST, MONTEREY, CA 93940-3259
Document Number	0000024532
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024532
Date	Jun 4, 2018
Instrument	24532

Lender

Name	JOEL KNIGHT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,000 (+93.26%) Land $430,000 Building $287,000
2025	$4,476.00 (-23.66%) Homeowner's exemption	$371,000 (-31.24%) Land $223,000 Building $148,000
2023	$5,863.00 (+1.42%) Homeowner's exemption	$539,580 Land $269,280 Building $270,300
2022	$5,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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