431 Webster St, Monterey, CA 93940 Property Records

Monterey County property record for 431 Webster St, Monterey, CA 93940

Property Summary

Property Type	Mixed Use Store/Office
Details	2 ba · 6,810 sqft · built 1958
Lot Size	0.401 acres (17,495 sqft)
Owner	Company Name on Record
Last Sale	$1,775,000 (Apr 2019)
Tax Bill	$21,635 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-726-019-000`

Property Details

APN / Parcel Number

Primary APN	`001-726-019-000`
Alternative APN	`001-726-019`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	6,810 sqft Gross Area
1st Floor Area	6,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	17,495 sqft (0.401 acres)
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-726-019
Street Address	431 WEBSTER ST
City	MONTEREY
State	CA
Zip	93940-3258
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Legal Description	SEVERANCE MAP PORS LOT 1 BLK 7
Legal Subdivision	SEVERANCE
Legal Block	7
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2054
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4857, CARMEL BY THE SEA, CA 93921-4857
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2019	Deed of Trust, Mortgage SHAW SUZANNE S TRUST (RT)
Apr 1, 2019	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	201912391
Prior Transfer Date	Mar 26, 2019
Prior Transfer Doc	0000012391
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	431 WEBSTER ST, MONTEREY, CA 93940-3258
Document Number	0000046186
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 4857 CARMEL BY THE SEA CA 939214857, CARMEL BY THE SEA, CA 93921-4857

Mortgage

Document Number	0000046186
Date	Oct 10, 2019
Instrument	46186

Lender

Name	SHAW SUZANNE S TRUST (RT)
Address	PO BOX 4857, CARMEL BY THE SEA, CA 93921-4857

Agreement

Amount	Amount Recorded

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 1, 2019
Property Address	431 WEBSTER ST, MONTEREY, CA 93940-3258
Document Number	0000012391
Instrument Date	Mar 26, 2019
Instrument	12391
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 4857 CARMEL BY THE SEA CA 939214857, CARMEL BY THE SEA, CA 93921-4857

Mortgage

Document Number	12392
Date	Apr 1, 2019
Instrument	12392

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SALINAS, CA 93901
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,848,967 (+2%) Land $967,152 Building $881,815
2025	$21,635.00 (+11.72%)	$1,812,714 (+4.04%) Land $948,189 Building $864,525
2023	$19,366.00 (+1.38%)	$1,742,326 Land $911,371 Building $830,955
2022	$19,103.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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