491 W Outer Dr, Oak Ridge, TN 37830 Property Records

Anderson County property record for 491 W Outer Dr, Oak Ridge, TN 37830

Property Summary

Property Type	Single Family Home
Details	2 ba · 897 sqft · built 1943
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$64,000 (May 2022)
Tax Bill	$452 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099B-A-045.00`

Property Details

APN / Parcel Number

Primary APN	`099B-A-045.00`
Alternative APNs	`02099B A 099B 045.00 000` `02099BA099B04500` `001099B A 04500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	897 sqft Living Area
1st Floor Area	897 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Porch	Finished/Open Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 W OUTER DR
City	OAK RIDGE
State	TN
Zip	37830-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB: 3 PG: 11-C BLK: 13CA LOT: 9
Legal Subdivision	BLOCK 0B12 LOT 0009
Legal Block	13CA
Legal Lot Number	9
Jurisdiction	ANDERSON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oak Ridge Historic District (Additional Documentation) listed 1991 · 3,717 contributing resources · NRIS 91001109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

491 W Outer Dr is owned by a company that acquired it in April 2026.

Source: Anderson County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Apr 10, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Nov 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit QUEST TRUST COMPANY
May 6, 2022	Warranty Deed, Transfer TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC KNOXV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Prior Sale	Feb 21, 2012 · Amount on File
Deed Document Number	20225193
Deed Book / Page	1792 / 253
Last Transfer Date	Apr 3, 2026
Transfer Doc	0018880781
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDERSON TN
Recording Date	Apr 10, 2026
Property Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710
Document Number	0000003422
Book / Page	1888 / 781
Instrument Date	Apr 3, 2026
Instrument	20263422
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710

Mortgage

Document Number	0000003423,
Date	Apr 10, 2026
Instrument	20263423

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDERSON TN
Recording Date	Apr 10, 2026
Property Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710
Document Number	0018880781
Book / Page	1888 / 781
Instrument Date	Apr 3, 2026
Instrument	20263422
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	LEGACY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710

Mortgage

Document Number	0000003423,
Date	Apr 10, 2026
Instrument	20263423

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018290143
Date	Nov 28, 2023
Book Page	1829/143
Instrument	23009362

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018200086
Date	Jul 5, 2023
Book Page	1820/86
Instrument	23005254

Lender

Name	QUEST TRUST COMPANY
Type	Non-Lending Institution
Address	HOUSTON, TX 77084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 16, 2024

Interest

Rate	12%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	May 6, 2022
Property Address	491 W OUTER DR, OAK RIDGE, TN 37830-3710
Document Number	0017920253
Book / Page	1792 / 253
Map Reference	CAB 3 SL 11-C
Instrument Date	May 5, 2022
Instrument	22005193
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC KNOXV

Transaction

Amount	Amount on Record
Tax	$236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5422 BLAND LN APT A, A, KNOXVILLE, TN 37920-4845

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Oak Ridge City
Unified School District	Oak Ridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,300 Land $6,275 Building $23,025	$117,200 Land $25,100 Building $92,100
2024	$452.00
2023		$18,400 Land $3,225 Building $15,175
2020			$73,600 Land $12,900 Building $60,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 W Outer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 W Outer Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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