490 W Outer Dr, Oak Ridge, TN 37830 Property Records

Anderson County property record for 490 W Outer Dr, Oak Ridge, TN 37830

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,225 sqft · built 1943
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,900 (Sep 2018)
Tax Bill	$601 (2024)
Deeds & Mortgages	Mar 2021 Transfer Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099B-A-003.00`

Property Details

APN / Parcel Number

Primary APN	`099B-A-003.00`
Alternative APNs	`02099B A 099B 003.00 000` `02099BA099B00300` `001099B A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,537 sqft
1st Floor Area	1,225 sqft
Basement Area	168 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	144 sqft
Deck Area	656 sqft
Patio Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 W OUTER DR
City	OAK RIDGE
State	TN
Zip	37830-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK: B12 LOT: 5
Legal Subdivision	BLOCK 0B12 LOT 0005
Legal Block	B12
Legal Lot Number	5
Jurisdiction	ANDERSON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1013
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oak Ridge Historic District (Additional Documentation) listed 1991 · 3,717 contributing resources · NRIS 91001109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anderson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 13, 2020	Quit Claim Deed, Transfer ASPEN TITLE COMPANY, ASPEN TITLE & ESCROW INC
Aug 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	20188552
Deed Book / Page	1688 / 744
Last Transfer Date	Aug 4, 2020
Transfer Doc	17330340
Record Updated	Jun 8, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDERSON TN
Recording Date	Mar 22, 2021
Property Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817
Document Number	0017521235
Book / Page	1752 / 1235
Map Reference	CAB 3 SL 11-C
Instrument Date	Feb 1, 2021
Instrument	21003069
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDERSON TN
Recording Date	Aug 13, 2020
Property Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817
Document Number	17330342
Book / Page	001733 / 000342
Instrument Date	Aug 4, 2020
Instrument	7832
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ASPEN TITLE COMPANY, ASPEN TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9724 KINGSTON PIKE KNOXVILLE TN 379223347, KNOXVILLE, TN 37922-3347

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANDERSON TN
Recording Date	Aug 13, 2020
Property Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817
Document Number	0017330340
Book / Page	1733 / 340
Map Reference	CAB 3 SL 11-C
Instrument Date	Aug 4, 2020
Instrument	20007831
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ASPEN TITLE AND ESROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817

Mortgage

Document Number	0020007833
Date	Aug 13, 2020
Instrument	20007833

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Sep 28, 2018
Property Address	490 W OUTER DR, OAK RIDGE, TN 37830-3817
Document Number	16880744
Book / Page	001688 / 000744
Instrument Date	Sep 26, 2018
Instrument	8552
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 W OUTER DR OAK RIDGE TN 378303817, OAK RIDGE, TN 37830-3817

Mortgage

Document Number	16880746
Date	Sep 28, 2018
Book Page	001688/000746
Instrument	8553

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Oak Ridge City
Unified School District	Oak Ridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,825 (+136.26%) Land $13,100 Building $44,725	$231,300 (+136.26%) Land $52,400 Building $178,900
2024	$601.00
2023		$24,475 Land $6,750 Building $17,725
2020			$97,900 Land $27,000 Building $70,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1998–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2003 · 3 claims Severe Storms, Tornadoes And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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