457 Turtle Cir, Satellite Beach, FL 32937 Property Records

Brevard County property record for 457 Turtle Cir, Satellite Beach, FL 32937

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,607 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,775,000 (Jun 2026)
Tax Bill	$14,779 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-37-27-MX-3-31`

Property Details

APN / Parcel Number

Primary APN	`26-37-27-MX-3-31`
Alternative APNs	`26-37-27-MX-00003.0-0031.00` `2608982`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,607 sqft Living Area
Gross Area	5,426 sqft
1st Floor Area	2,082 sqft
Upper Floors Area	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	166 ft deep x 104 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	625 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	609 sqft
Deck Area	905 sqft
Patio Area	56 sqft
Balcony Area	585 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2608982
Street Address	457 TURTLE CIR
City	SATELLITE BEACH
State	FL
Zip	32937-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TORTOISE ISLAND PH 3 UNIT 1 LOT 31 BLK 3
Legal Range	37E
Legal Township	26S
Legal Section	27
Legal Subdivision	TORTOISE ISLAND PH 3 UNIT 1
Legal Phase	3
Legal Block	3
Legal Lot Number	31
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1000
Census Tract	66900

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 15, 2026	Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORPORATION
Jun 15, 2026	Warranty Deed, Transfer · VA Mortgage DYBN FINANCIAL CORPORATION
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	2026121859
Deed Book / Page	10651 / 2491
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806

Mortgage

Document Number	0103560994
Date	Jun 10, 2025
Book Page	10356/994
Instrument	2025116183

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 15, 2026
Property Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Document Number	0000121859
Book / Page	10651 / 2491
Instrument Date	Jun 15, 2026
Instrument	2026121859
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	THE TITLE STATION INC, THE TITLE STATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806

Mortgage

Document Number	0000121860,
Date	Jun 15, 2026
Instrument	2026121860

Lender

Name	DYBN FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 15, 2026
Property Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Document Number	0106512491
Book / Page	10651 / 2491
Instrument Date	Jun 15, 2026
Instrument	2026121859
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	THE TITLE STATION INC, THE TITLE STATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806

Mortgage

Document Number	0000121860,
Date	Jun 15, 2026
Instrument	2026121860

Lender

Name	DYBN FINANCIAL CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 31, 2021
Property Address	457 TURTLE CIR, SATELLITE BEACH, FL 32937-3806
Document Number	0090710991
Book / Page	9071 / 991
Map Reference	MB 30 PG 38
Instrument Date	Mar 31, 2021
Instrument	2021082020
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	HERITAGE TITLE AND ESCROW, HERITAGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1596 DONEGAL DR, 1596, MELBOURNE, FL 32940-6058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 TURTLE CIR, SATELLITE BEACH, FL 32937-3806

Mortgage

Document Number	9071993
Date	Mar 31, 2021
Instrument	9071/993

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,227,480 (+2.7%)	$1,262,760 (-0.95%)
2025	$14,779.00 (+6.96%) Homeowner's exemption	$1,195,210 (+7.08%)	$1,274,840 (-0.42%)
2023	$13,817.00 (+7%) Homeowner's exemption	$1,116,140 (+3%)	$1,280,220 (+18.14%) Land $475,000 Building $805,220
2022	$12,913.00 Homeowner's exemption	$1,083,640 Land $385,000 Building $698,640	$1,083,640 Land $385,000 Building $698,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	30 (1987–2017)
Claims Outside the SFHA	4 of 30
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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