491 Stephens Rd, Greenback, TN 37742 Property Records

Loudon County property record for 491 Stephens Rd, Greenback, TN 37742

Property Summary

Property Type	Single Family Home
Details	1 ba · 888 sqft · built 1970
Lot Size	1.04 acres (45,416 sqft)
Owner	Individual Name on Record
Last Sale	$108,919 (Sep 2017)
Tax Bill	$704 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079M-A-012.00`

Property Details

APN / Parcel Number

Primary APN	`079M-A-012.00`
Alternative APNs	`079M A 01200 000084D` `03084DA079M01200` `053079M A 01200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,416 sqft (1.04 acres)
Lot Dimensions	458 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	203 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	491 STEPHENS RD
City	GREENBACK
State	TN
Zip	37742-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HUTTON RYAN LOT: 15 03 086O A 086O 01600 000 100 X 458 IRR
Legal Subdivision	HUTTON RYAN
Legal Lot Number	15
Jurisdiction	LOUDON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3070
Census Tract	60400

Owner

Source: Loudon County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 STEPHENS RD, GREENBACK, TN 37742-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 21, 2025	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 5, 2017	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2017 · Amount on Record
Deed Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	20177708
Deed Book / Page	397 / 801
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	491 STEPHENS RD, GREENBACK, TN 37742-2037
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 STEPHENS RD, GREENBACK, TN 37742-2037

Mortgage

Document Number	0T1687/237
Date	Apr 15, 2024
Book Page	T1687/237
Instrument	24002890

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	491 STEPHENS RD, GREENBACK, TN 37742-2037
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 STEPHENS RD, GREENBACK, TN 37742-2037

Mortgage

Document Number	0T1626/146
Date	Nov 9, 2022
Book Page	T1626/146
Instrument	22012918

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2062

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	491 STEPHENS RD, GREENBACK, TN 37742-2037
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 STEPHENS RD, GREENBACK, TN 37742-2037

Mortgage

Document Number	00T1723/98
Date	Jan 21, 2025
Book Page	T1723/98
Instrument	25000428

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Sep 5, 2017
Property Address	491 STEPHENS RD, GREENBACK, TN 37742-2037
Document Number	D397/801
Book / Page	D397 / 801
Instrument Date	Aug 1, 2017
Instrument	17007708
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$403.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007709
Date	Sep 5, 2017
Book Page	T1341/405
Instrument	17007709

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$704.00	$39,800 (-) Land $6,800 Building $33,000	$159,200 (-) Land $27,200 Building $132,000
2024	$704.00	$39,800 (-) Land $6,800 Building $33,000
2023		$39,800 Land $6,800 Building $33,000
2021			$159,200 Land $27,200 Building $132,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO AREA SERVICES SYSTEM serves 14,836 people · EPA ID TN0000726
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
BreezeAir Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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