431 Stephens Rd, Greenback, TN 37742 Property Records

Loudon County property record for 431 Stephens Rd, Greenback, TN 37742

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,736 sqft · built 1960
Lot Size	1.02 acres (44,823 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Mar 2023)
Tax Bill	$916 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`079M-A-013.00`

Property Details

APN / Parcel Number

Primary APN	`079M-A-013.00`
Alternative APNs	`079M A 01300 000084D` `03084DA079M01300` `053079M A 01300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,823 sqft (1.02 acres)
Lot Dimensions	463 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	152 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	431 STEPHENS RD
City	GREENBACK
State	TN
Zip	37742-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HUTTON RYAN LOT: 14 03 086O A 086O 01500 000 100 X 463 IRR
Legal Subdivision	HUTTON RYAN
Legal Lot Number	14
Jurisdiction	LOUDON TN
Township / Civil Division	3
Census Block Group	3
Census Block	3070
Census Tract	60400

Owner

431 Stephens Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	431 STEPHENS RD, GREENBACK, TN 37742-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Mar 15, 2023	Intrafamily Transfer, Transfer FOOTHILLS TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Dec 28, 2015 · Amount on File
Deed Document Number	20232464
Deed Book / Page	459 / 105
Prior Transfer Date	Mar 14, 2023
Prior Transfer Doc	00D458/766
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Mar 23, 2023
Property Address	431 STEPHENS RD, GREENBACK, TN 37742-2037
Document Number	00D459/105
Book / Page	D459 / 105
Map Reference	CAB A SL 89
Instrument Date	Mar 21, 2023
Instrument	23002464
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,161.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 STEPHENS RD, GREENBACK, TN 37742-2037

Mortgage

Document Number	0023002465
Date	Mar 23, 2023
Instrument	23002465

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDON TN
Recording Date	Mar 15, 2023
Property Address	431 STEPHENS RD, GREENBACK, TN 37742-2037
Document Number	00D458/766
Book / Page	D458 / 766
Map Reference	CAB A SL 89
Instrument Date	Mar 14, 2023
Instrument	23002210
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 STEPHENS RD, GREENBACK, TN 37742-2037

Tax Assessment & Valuation

The 2025 property tax bill for 431 Stephens Rd was $916.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$916.00	$51,800 (-) Land $6,750 Building $45,050	$207,200 Land $27,000 Building $180,200
2024	$916.00	$51,800 (-) Land $6,750 Building $45,050
2023		$51,800 Land $6,750 Building $45,050
2021			$207,200 Land $27,000 Building $180,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 431 Stephens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 431 Stephens Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO AREA SERVICES SYSTEM serves 14,836 people · EPA ID TN0000726
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
BreezeAir Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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