491 S Prospect St, Marion, OH 43302 Property Records

Marion County property record for 491 S Prospect St, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,576 sqft · built 1910
Lot Size	0.12 acres (5,240 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jun 2021)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-305000.4300`

Property Details

APN / Parcel Number

Primary APN	`12-305000.4300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	768 sqft
Upper Floors Area	768 sqft
Attic Area	768 sqft
Basement Area	768 sqft
Interior Walls	Block

Exterior

Year Built	Built 1910
Construction Type	Frame
Roof Material	Shingle
Lot Area	5,240 sqft
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	491 S PROSPECT ST
City	MARION
State	OH
Zip	43302-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY PETERS 2ND LOT 324-5 MAP 30 PG 5 IRREG 230 5.00 43.00
Legal Subdivision	HENRY PETERS ADD 02
Legal Lot Number	324
Jurisdiction	MARION OH
Township / Civil Division	MARION
Census Block Group	1
Census Block	1002
Census Tract	502

Owner

Source: Marion County records, as of February 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 S PROSPECT ST, MARION, OH 43302-4959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY
Jan 8, 2018	Warranty Deed, Transfer OHIO HOUSING FINANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	0015710073
Deed Book / Page	1571 / 73
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jun 15, 2021
Property Address	491 S PROSPECT ST, MARION, OH 43302-4959
Document Number	0015710073
Book / Page	1571 / 73
Instrument Date	May 11, 2021
Instrument	2021-04750
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 S PROSPECT ST, MARION, OH 43302-4959

Mortgage

Document Number	202104751
Date	Jun 15, 2021
Instrument	2021-04751

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	491 S PROSPECT ST, MARION, OH 43302-4959
Document Number	0014190623
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 S PROSPECT ST MARION OH 433024959, MARION, OH 43302-4959

Mortgage

Document Number	0014190623
Date	Jan 8, 2018
Book Page	001419/000623
Instrument	128

Lender

Name	HOUSING FIN AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Jan 8, 2018
Property Address	491 S PROSPECT ST, MARION, OH 43302-4959
Document Number	0014190603
Book / Page	1419 / 603
Instrument Date	Jan 4, 2018
Instrument	2018-00126
Transaction Type	Transfer
Record Updated	May 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	491 S PROSPECT ST, MARION, OH 43302-4959

Mortgage

Document Number	0201800128
Date	Jan 8, 2018
Instrument	2018-00128

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0014190606
Date	Jan 8, 2018
Book Page	1419/606
Instrument	2018-00127

Lender

Name	NOIC INC
Type	Mortgage Company
Address	SYLVANIA, OH 43560

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Marion Township
Municipality	Marion City
Unified School District	Marion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (-12.27%)	$42,700 (+32.16%) Land $2,730 Building $39,970	$122,000 (+32.16%) Land $7,800 Building $114,200
2024	$1,703.00 (+10.94%)	$32,310 (-) Land $2,660 Building $29,650
2023	$1,535.00 (+6.45%)	$32,310 (-) Land $2,660 Building $29,650
2022	$1,442.00	$32,310 Land $2,660 Building $29,650	$92,310 Land $7,600 Building $84,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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