489 S Prospect St, Marion, OH 43302 Property Records

Marion County property record for 489 S Prospect St, Marion, OH 43302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,536 sqft · built 1920
Lot Size	0.156 acres (6,775 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2026)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-3050004.400`

Property Details

APN / Parcel Number

Primary APN	`12-3050004.400`
Alternative APN	`050003600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,976 sqft
1st Floor Area	816 sqft
Upper Floors Area	720 sqft
Basement Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Roof Material	Other
Lot Area	6,775 sqft (0.156 acres)
Lot Width	40 ft Width
Garage Type	Detached
Garage Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	489 S PROSPECT ST
City	MARION
State	OH
Zip	43302-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY PETERS 2ND LOT 324 MAP 29 PG 5 230 5.00 44.00
Legal Subdivision	HENRY PETERS 2ND
Legal Lot Number	324
Jurisdiction	MARION OH
Township / Civil Division	MARION
Census Block Group	1
Census Block	1002
Census Tract	502

Owner

Source: Marion County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Mar 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
Sep 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Mar 2, 1999 · Amount on Record
Deed Document Number	20264899
Deed Book / Page	1796 / 205
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Aug 7, 2026
Property Address	489 S PROSPECT ST, MARION, OH 43302-4959
Document Number	0000004899
Book / Page	1796 / 205
Instrument Date	Aug 5, 2026
Instrument	20264899
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NORTHWEST AR TITLE, NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$74,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725

Mortgage

Document Number	0000004900,
Date	Aug 7, 2026
Instrument	20264900

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	489 S PROSPECT ST, MARION, OH 43302-4959
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016120104
Date	Mar 15, 2022
Book Page	1612/104
Instrument	2022-02123

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Property Address	489 S PROSPECT ST, MARION, OH 43302-4959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014480604
Date	Sep 25, 2018
Book Page	1448/604
Instrument	2018-06807

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Marion Township
Municipality	Marion City
Unified School District	Marion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,371.00 (+9.94%)	$39,180 (+17.76%) Land $3,440 Building $35,740	$111,940 (+17.76%) Land $9,830 Building $102,110
2024	$1,247.00 (+0.08%)	$33,270 (-) Land $3,360 Building $29,910
2023	$1,246.00 (+7.88%)	$33,270 (-) Land $3,360 Building $29,910
2022	$1,155.00	$33,270 Land $3,360 Building $29,910	$95,060 Land $9,600 Building $85,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MARION private · serves 47,102 people · EPA ID OH5100414
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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