491 Royal Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 491 Royal Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1960
Lot Size	0.228 acres (9,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Mar 2024)
Tax Bill	$8,408 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`631-0-092-010`

Property Details

APN / Parcel Number

Primary APN	`631-0-092-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Block
Construction Type	Frame
Lot Area	9,917 sqft (0.228 acres)
Lot Dimensions	129 ft deep x 77 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	315 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	491 ROYAL AVE
City	SIMI VALLEY
State	CA
Zip	93065-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-30
Legal Description	TRACT: 116400 LOT: 1 REF: 027MR 098
Legal Subdivision	TRACT NO. 1164
Legal Tract	116400
Legal Block	92
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3009
Census Tract	7700

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 6, 2024	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on Record
Deed Sale	Mar 6, 2024 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	202414701
Prior Transfer Date	Aug 19, 1999
Prior Transfer Doc	0000210673
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131

Mortgage

Document Number	0000074900
Date	Oct 20, 2025
Instrument	2025000074900

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year T-Bill
Max Rate	5.75%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 6, 2024
Property Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Document Number	0000014701
Map Reference	MB 27 PG 98-100
Instrument Date	Feb 21, 2024
Instrument	2024000014701
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131

Mortgage

Document Number	0000014702
Date	Mar 6, 2024
Instrument	2024000014702

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 ROYAL AVE, SIMI VALLEY, CA 93065-4131

Mortgage

Document Number	2022000022284
Date	Feb 23, 2022
Instrument	2022000022284

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$710,131 (+2%) Land $415,003 Building $295,128
2025	$8,408.00 (+10.88%)	$696,207 (+15.21%) Land $406,865 Building $289,342
2024	$7,583.00 (-29.84%)
2023	$10,808.00 (+0.14%)	$604,268 Land $326,289 Building $277,979
2022	$10,793.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 units insured incl. 20 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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