455 Royal Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 455 Royal Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1960
Lot Size	0.229 acres (9,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Aug 2022)
Tax Bill	$6,155 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`631-0-092-040`

Property Details

APN / Parcel Number

Primary APN	`631-0-092-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,965 sqft (0.229 acres)
Lot Dimensions	129 ft deep x 77 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	320 sqft

Location & Zoning

Street Address	455 ROYAL AVE
City	SIMI VALLEY
State	CA
Zip	93065-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-30
Legal Description	TRACT: 116400 LOT: 4 REF: 027MR 098
Legal Subdivision	1164
Legal Tract	116400
Legal Block	92
Legal Lot Number	4
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3009
Census Tract	7700

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · VA Mortgage SAXTON MORTGAGE LLC
Aug 25, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC
Aug 18, 2022	Grant Deed, Transfer · VA Mortgage EQUITY SMART HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Mar 10, 2003 · Amount on Record
Deed Document Number	202285798
Prior Transfer Date	Jun 1, 2005
Prior Transfer Doc	0000153095
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131

Mortgage

Document Number	0000005465
Date	Jan 28, 2026
Instrument	2026000005465

Lender

Name	SAXTON MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131

Mortgage

Document Number	0000057048
Date	Aug 25, 2023
Instrument	2023000057048

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2050

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 18, 2022
Property Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131
Document Number	2022000085798
Map Reference	MB 27 PG 98&99
Instrument Date	Aug 9, 2022
Instrument	2022000085798
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	455 ROYAL AVE, SIMI VALLEY, CA 93065-4131

Mortgage

Document Number	2022000085799
Date	Aug 18, 2022
Instrument	2022000085799

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$679,173 (+2%) Land $441,464 Building $237,709
2025	$6,155.00 (+0.75%) Veteran's exemption	$665,856 (+4.04%) Land $432,807 Building $233,049
2024	$6,109.00 (+5.29%)
2023	$5,802.00 (+13.19%)	$640,000 Land $416,000 Building $224,000
2022	$5,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 units insured incl. 20 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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