491 Riverside Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 491 Riverside Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,498 sqft · built 1896
Lot Size	0.258 acres (11,252 sqft)
Owner	Individual Name on File
Last Sale	$351,000 (Oct 2008)
Tax Bill	$12,486 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`56-00011-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`56-00011-0000-00008`
Alternative APN	`560001100008`

Interior

Stories	2 Stories
Building Area	1,498 sqft Living Area

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Aluminum/Vinyl
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	491 RIVERSIDE AVE
City	RUTHERFORD
State	NJ
Zip	07070-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	75X150
Legal Subdivision	BOROUGH/RUTHERFORD
Legal Block	11
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2004
Census Tract	51200

Owner

491 Riverside Ave is owned and occupied by an individual who bought it in October 2008.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	491 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2008 · Amount on File
Deed Sale	Oct 6, 2008 · Amount on File
Prior Sale	Dec 8, 2006 · Amount on File
Deed Document Number	200890350
Deed Book / Page	9620 / 327
Prior Transfer Date	Sep 12, 2008
Prior Transfer Doc	0096200331
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	491 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2614
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044280965
Date	Oct 26, 2021
Book Page	4428/965
Instrument	2021160972

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	491 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2614
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040901422
Date	Apr 20, 2021
Book Page	4090/1422
Instrument	2021060331

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	491 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2614
Document Number	0029111069
Instrument Date	Mar 25, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 RIVERSIDE AVE RUTHERFORD NJ 070702614, RUTHERFORD, NJ 07070-2614

Mortgage

Document Number	0029111069
Date	Apr 14, 2018
Book Page	002911/001069

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 13, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 491 Riverside Ave was $12,486, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,200 (-) Land $257,600 Building $132,600	$390,200 (-) Land $257,600 Building $132,600
2025	$12,486.00 (+2.53%)	$390,200 Land $257,600 Building $132,600	$390,200 Land $257,600 Building $132,600
2024	$12,178.00
2023		$390,200 Land $257,600 Building $132,600	$390,200 Land $257,600 Building $132,600
2022	$11,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 491 Riverside Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	65 units insured incl. 32 condo units
Nearby Flood Claims	181 (1984–2021)
Claims Outside the SFHA	35 of 181
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 39 claims Hurricane Irene, Aug 2011 · 42 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Riverside Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures