Bergen County and Rutherford Borough property record for 489 Riverside Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 2,424 sqft · built 1961 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Mar 2011) |
| Tax Bill | $13,760 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 56-00011-0000-00009 |
| Primary APN | 56-00011-0000-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 2,424 sqft Living Area |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Street Address | 489 RIVERSIDE AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 50X200 |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 51200 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2011 · Amount on Record |
| Deed Sale | Mar 15, 2011 · Amount on Record |
| Prior Sale | Dec 21, 2006 · Amount on Record |
| Deed Document Number | 20116982414 |
| Deed Book / Page | 698 / 2414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 489 RIVERSIDE AVE, RUTHERFORD, NJ 07070-2614 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0038331048 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 3833/1048 |
| Instrument | 20-123578 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2030 |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,000 (-) Land $252,200 Building $177,800 | $430,000 (-) Land $252,200 Building $177,800 | |
| 2025 | $13,760.00 (+2.53%) | $430,000 (-) Land $252,200 Building $177,800 | $430,000 (-) Land $252,200 Building $177,800 |
| 2024 | $13,420.00 (+5.12%) | ||
| 2023 | $430,000 Land $252,200 Building $177,800 | $430,000 Land $252,200 Building $177,800 | |
| 2022 | $12,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 65 units insured incl. 32 condo units |
| Nearby Flood Claims | 181 (1984–2021) |
| Claims Outside the SFHA | 35 of 181 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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