491 Oakland Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 491 Oakland Ave, Cedarhurst, NY 11516

Property Summary

Property Type	Single Family Home
Details	1 ba · 772 sqft · built 1924
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Aug 1998)
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Loan Modification + 3 more
Flood Zone	Zone X (moderate risk)
APN	`39-298-00-0232`

Property Details

APN / Parcel Number

Primary APN	`39-298-00-0232`
Alternative APNs	`2003-39-298-00-0232-0` `39298000232000000000` `282003 39.-298-232` `39298 02320`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	772 sqft Living Area
1st Floor Area	440 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39298 02320
Street Address	491 OAKLAND AVE
City	CEDARHURST
State	NY
Zip	11516-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 015
Legal Block	298
Legal Lot Number	232
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3007
Census Tract	411200

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	491 OAKLAND AVE, CEDARHURST, NY 11516-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 20, 2018	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 1998 · Amount on Record
Deed Sale	Aug 7, 1998 · Amount on Record
Prior Sale	Sep 8, 1997 · Amount on Record
Deed Book / Page	10943 / 398
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	491 OAKLAND AVE, CEDARHURST, NY 11516-1321
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0464000768
Date	Mar 2, 2022
Book Page	46400/768
Instrument	2022-027488

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	491 OAKLAND AVE, CEDARHURST, NY 11516-1321
Document Number	0436080464
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 OAKLAND AVE CEDARHURST NY 115161321, CEDARHURST, NY 11516-1321

Mortgage

Document Number	0436080464
Date	Aug 15, 2019
Book Page	043608/000464

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	491 OAKLAND AVE, CEDARHURST, NY 11516-1321
Document Number	0436080441
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 OAKLAND AVE CEDARHURST NY 115161321, CEDARHURST, NY 11516-1321

Mortgage

Document Number	0436080441
Date	Aug 15, 2019
Book Page	043608/000441
Instrument	69035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	491 OAKLAND AVE, CEDARHURST, NY 11516-1321
Document Number	0431810641
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 OAKLAND AVE CEDARHURST NY 115161321, CEDARHURST, NY 11516-1321

Mortgage

Document Number	0431810641
Date	Dec 5, 2018
Book Page	043181/000641
Instrument	107101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

November 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	NASSAU NY
Property Address	491 OAKLAND AVE, CEDARHURST, NY 11516-1321
Document Number	0431810664
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 OAKLAND AVE CEDARHURST NY 115161321, CEDARHURST, NY 11516-1321

Mortgage

Document Number	0431810664
Date	Dec 5, 2018
Book Page	043181/000664
Instrument	107102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Cedarhurst Village
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354 (-3.28%) Land $213 Building $141	$354,000 (-3.28%)
2025	$4,702.00 (+13.22%) Senior Citizen's exemption	$366 (-5.91%) Land $220 Building $146	$366,000 (-5.91%)
2023	$4,153.00 Homeowner's exemption	$389 Land $234 Building $155	$389,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	78 (1979–2023)
Claims Outside the SFHA	35 of 78
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 49 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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