485 Oakland Ave, Cedarhurst, NY 11516 Property Records

Nassau County and Hempstead Town property record for 485 Oakland Ave, Cedarhurst, NY 11516

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,639 sqft · built 1960
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Dec 1999)
Tax Bill	$16,943 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-298-00-0018`

Property Details

APN / Parcel Number

Primary APN	`39-298-00-0018`
Alternative APNs	`2003-39-298-00-0018-0` `39298000018000000000` `282003 39.-298-18` `39298 00180`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,639 sqft Living Area
Gross Area	5,038 sqft
1st Floor Area	1,170 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	240 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39298 00180
Street Address	485 OAKLAND AVE
City	CEDARHURST
State	NY
Zip	11516-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-22
Legal Subdivision	MAP OF CEDAR BAY ESTATES
Legal Block	298
Legal Lot Number	18-22
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	3
Census Block	3007
Census Tract	411200

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 OAKLAND AVE, CEDARHURST, NY 11516-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NATIONAL BANK
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1999 · Amount on Record
Deed Sale	Dec 28, 1999 · Amount on Record
Deed Document Number	199952
Deed Book / Page	11151 / 221
Prior Transfer Date	Sep 28, 1999
Prior Transfer Doc	0000000759
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	485 OAKLAND AVE, CEDARHURST, NY 11516-1321
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 OAKLAND AVE, CEDARHURST, NY 11516-1321

Mortgage

Document Number	M482840013
Date	Jan 6, 2026
Book Page	M48284/13
Instrument	2026-1009

Lender

Name	JOVIA FINANCIAL FCU
Type	Credit Union
Address	WESTBURY, NY 11590

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	485 OAKLAND AVE, CEDARHURST, NY 11516-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0443260236
Date	Jul 2, 2020
Book Page	44326/236
Instrument	2020-056334

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 24, 2040

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	485 OAKLAND AVE, CEDARHURST, NY 11516-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0443260224
Date	Jul 2, 2020
Book Page	44326/224
Instrument	2020-056333

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	485 OAKLAND AVE, CEDARHURST, NY 11516-1321
Document Number	0423000977
Book / Page	042300 / 000977
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 OAKLAND AVE CEDARHURST NY 115161321, CEDARHURST, NY 11516-1321

Mortgage

Document Number	0423000977
Date	Aug 10, 2017
Book Page	042300/000977
Instrument	78569

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Cedarhurst Village
Unified School District	Lawrence Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,278 (-3.98%) Land $379 Building $899	$1,323,000 (-0.6%)
2025	$16,943.00 (-1.88%)
2023	$17,267.00 Additional exemption filed	$1,331 Land $381 Building $950	$1,331,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Nearby Flood Policies	78 in force
Nearby Flood Claims	78 (1979–2023)
Claims Outside the SFHA	35 of 78
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Sep 2023 · 6 claims Hurricane Sandy, Oct 2012 · 49 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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