491 Main St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 491 Main St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,260 sqft · built 1920
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2026)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:027 L:118`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:027 L:118`
Alternative APNs	`OLDN M:27 L:118` `1959`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,260 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1959
Old Parcel Number	OLDN M:027 L:118
Street Address	491 MAIN ST
City	OLD TOWN
State	ME
Zip	04468-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Subdivision	BLACK STREAM ACRES PH II
Legal Lot Number	118
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	3
Census Block	3009
Census Tract	7100

Owner

491 Main St is owned by two individuals who bought it in June 2026.

Source: Penobscot County and Old Town City records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54 FRUIT ST, BANGOR, ME 04401-5522
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK
Feb 28, 2017	Deed of Trust, Mortgage GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Deed Book / Page	17907 / 269
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jun 15, 2026
Property Address	491 MAIN ST, OLD TOWN, ME 04468-1724
Document Number	0179070269
Book / Page	17907 / 269
Instrument Date	Jun 12, 2026
Instrument	202615045
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	54 FRUIT ST, BANGOR, ME 04401-5522

Mortgage

Date	Jun 15, 2026

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	491 MAIN ST, OLD TOWN, ME 04468-1724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144180349
Date	Feb 28, 2017
Book Page	14418/0349
Instrument	000000005018

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 491 Main St was $2,190, up 12.9% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+12.89%)	$109,600 (-) Land $18,900 Building $90,700
2024	$1,940.00	$109,600 (-) Land $18,900 Building $90,700
2023	$1,940.00 (+0.73%)	$109,600 (+19.52%) Land $18,900 Building $90,700	$212,515
2022	$1,926.00	$91,700 Land $16,400 Building $75,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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