481 Main St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 481 Main St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1910
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Aug 2021)
Tax Bill	$3,818 (2025)
Deeds & Mortgages	May 2025 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:027 L:119`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:027 L:119`
Alternative APN	`251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Basement Area	509 sqft
Unfinished Basement	509 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	251
Street Address	481 MAIN ST
City	OLD TOWN
State	ME
Zip	04468-1724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	119
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	3
Census Block	3009
Census Tract	7100

Owner

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	481 MAIN ST, OLD TOWN, ME 04468-1724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2025	Deed of Trust, Mortgage NAVY FCU
Aug 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	202126734
Deed Book / Page	16138 / 208
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	481 MAIN ST, OLD TOWN, ME 04468-1724
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174880177
Date	May 14, 2025
Book Page	17488/177
Instrument	10921

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2065

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD TOWN ME
Recording Date	Aug 4, 2021
Property Address	481 MAIN ST, OLD TOWN, ME 04468-1724
Document Number	0161380208
Book / Page	16138 / 208
Instrument Date	Aug 2, 2021
Instrument	26734
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	106 PINEVIEW RD, JACKSONVILLE, NC 28546-4629

Mortgage

Document Number	0000026735
Date	Aug 4, 2021
Instrument	26735

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,818.00 (+12.89%)	$191,100 (-) Land $18,300 Building $172,800
2024	$3,382.00	$191,100 (-) Land $18,300 Building $172,800
2023	$3,382.00 (+43.67%)	$191,100 (+70.47%) Land $18,300 Building $172,800	$244,720
2022	$2,354.00	$112,100 Land $15,900 Building $96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1987–2010)
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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