491 Lake Point Dr, Piney Flats, TN 37686 Property Records

Sullivan County property record for 491 Lake Point Dr, Piney Flats, TN 37686

Property Summary

Property Type	Single Family Home
Details	5 ba · 6,466 sqft · built 1994
Lot Size	2.84 acres (124,146 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Nov 2019)
Tax Bill	$6,209 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082140 02125`

Property Details

APN / Parcel Number

Primary APN	`082140 02125`
Alternative APN	`140 02125`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	6,466 sqft Living Area
1st Floor Area	6,466 sqft
Basement Area	3,509 sqft
Finished Basement	2,957 sqft
Unfinished Basement	552 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	124,146 sqft (2.84 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	1,088 sqft
Deck Area	256 sqft
Patio Area	98 sqft
Utility Building	96 sqft
Boat House	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	491 LAKE POINT DR
City	PINEY FLATS
State	TN
Zip	37686-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	DISTRICT: 20 76AC ESMT TRUST, COUNTY AREA: B20
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3018
Census Tract	43301

Owner

491 Lake Point Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Sullivan County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	491 LAKE POINT DR, PINEY FLATS, TN 37686-4517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ECLIPSE BANK INC
Nov 15, 2019	Warranty Deed, Transfer EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Apr 26, 2016 · Amount on File
Deed Document Number	19021307
Deed Book / Page	3358 / 1368
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	491 LAKE POINT DR, PINEY FLATS, TN 37686-4517
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	LIMESTONE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035192198
Date	Aug 2, 2022
Book Page	3519/2198
Instrument	22015854

Lender

Name	ECLIPSE BANK INC
Type	Bank
Address	LOUISVILLE, KY 40207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 15, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Nov 15, 2019
Property Address	491 LAKE POINT DR, PINEY FLATS, TN 37686-4517
Document Number	33581368
Book / Page	003358 / 001368
Instrument Date	Nov 13, 2019
Instrument	19021307
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ECU TITLE AND ESCROW, ECU TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,293.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 LAKE POINT DR PINEY FLATS TN 376864517, PINEY FLATS, TN 37686-4517

Mortgage

Document Number	33581372
Date	Nov 15, 2019
Book Page	003358/001372
Instrument	19021308

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 491 Lake Point Dr was $6,209.

Source: Sullivan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,209.00	$384,975 Land $55,975 Building $329,000	$1,539,900 Land $223,900 Building $1,316,000
2023		$285,200 Land $55,975 Building $229,225
2021			$1,140,800 Land $223,900 Building $916,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 Lake Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 Lake Point Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures