391 Lake Point Dr, Piney Flats, TN 37686 Property Records

Sullivan County property record for 391 Lake Point Dr, Piney Flats, TN 37686

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,333 sqft · built 1993
Lot Size	3.74 acres (162,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2007)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	May 2022 Line of Credit May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`082134 02320`

Property Details

APN / Parcel Number

Primary APN	`082134 02320`
Alternative APN	`134 02320`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	2,333 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	528 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	162,914 sqft (3.74 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	456 sqft
Deck Area	1 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	391 LAKE POINT DR
City	PINEY FLATS
State	TN
Zip	37686-4515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 20 E 74 AC, COUNTY AREA: A46
Jurisdiction	SULLIVAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3018
Census Tract	43301

Owner

Source: Sullivan County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 LAKE POINT DR, PINEY FLATS, TN 37686-4515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF TENNESSEE
May 10, 2019	Loan Modification, Mortgage · Conventional Mortgage CARTER CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2007 · Amount on Record
Deed Sale	Aug 1, 2007 · Amount on Record
Prior Sale	Dec 9, 2005 · Amount on Record
Deed Book / Page	2571C / 115
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	391 LAKE POINT DR, PINEY FLATS, TN 37686-4515
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAKE POINT DR, PINEY FLATS, TN 37686-4515

Mortgage

Document Number	0003507353
Date	May 10, 2022
Book Page	3507/353
Instrument	22009707

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SULLIVAN TN
Property Address	391 LAKE POINT DR, PINEY FLATS, TN 37686-4515
Document Number	33321971
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	391 LAKE POINT DR PINEY FLATS TN 376864515, PINEY FLATS, TN 37686-4515

Mortgage

Document Number	33321971
Date	May 13, 2019
Book Page	003332/001971
Instrument	19008368

Lender

Name	CARTER CNTY BK
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2039

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (-13.11%)	$192,675 (+29.59%) Land $64,550 Building $128,125	$770,700 (+29.59%) Land $258,200 Building $512,500
2023		$148,675 (-) Land $64,550 Building $84,125
2022	$3,577.00	$148,675 Land $64,550 Building $84,125
2021			$594,700 Land $258,200 Building $336,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures