491 James Ave, Marathon, FL 33050 Property Records

Monroe County property record for 491 James Ave, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,040 sqft · built 2016
Lot Size0.089 acres (3,910 sqft)
OwnerIndividual Name on Record
Last Sale$599,000 (May 2025)
Tax Bill$4,336 (2024)
Flood ZoneZone AE (high risk)
APN00323580-000000

Property Details

APN / Parcel Number

Primary APN00323580-000000
Alternative APNs
  • 09663200323580000000
  • 1397784

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,040 sqft Living Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialPlywood
Foundation TypePile
Roof TypeGable
Roof MaterialShingle
Lot Area3,910 sqft (0.089 acres)
PorchOpen Porch
Porch Area150 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number1397784
Old Parcel Number09663200323580000000
Street Address491 JAMES AVE
CityMARATHON
StateFL
Zip33050-4269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 8 LT 6 HARBOR ISLES SEC A KEY VACA PB5-79 OR444-892 OR2182-2416 OR2237-1273 OR2292-819 OR2802-607 OR3155-32
Legal Range32E
Legal Township66S
Legal Section09
Legal SubdivisionHARBOR ISLE SEC A
Legal Block8
Legal Lot Number6 7
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2017
Census Tract971300

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address491 JAMES AVE, MARATHON, FL 33050-4269
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on Record
Deed SaleMay 19, 2025 · Amount on Record
Prior SaleMay 7, 2007 · Amount on Record
Deed Document Number2501236
Deed Book / Page3326 / 1548
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$476,596 (+5.43%) Land $143,575 Building $333,021$476,596 (+5.43%) Land $143,575 Building $333,021
2024$4,336.00 (+6.09%)
2023$4,087.00 (+10.04%)$452,070 (+19.9%) Land $184,454 Building $267,616$452,070 (+19.9%) Land $184,454 Building $267,616
2022$3,714.00$377,050 Land $126,625 Building $250,425$377,050 Land $126,625 Building $250,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 320 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies439 units insured
incl. 119 condo units
Nearby Flood Claims296 (1979–2024)
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 109 claims
  • Hurricane Wilma, Oct 2005 · 98 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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