490 James Ave, Marathon, FL 33050 Property Records

Monroe County property record for 490 James Ave, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,456 sqft · built 2016
Lot Size0.112 acres (4,898 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Aug 2016)
Tax Bill$2,986 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone AE (high risk)
APN00323530-000000

Property Details

APN / Parcel Number

Primary APN00323530-000000
Alternative APNs
  • 09663200323530000000
  • 1397733

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,456 sqft Living Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable
Roof MaterialShingle
Lot Area4,898 sqft (0.112 acres)
PorchOpen Porch
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number1397733
Old Parcel Number09663200323530000000
Street Address490 JAMES AVE
CityMARATHON
StateFL
Zip33050-4268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 8 LT 2 HARBOR ISLES SEC A PB5-79 KEY VACA OR447-542/43 OR533-605 OR883-1153 OR933-1464/65 OR933-1466/67 OR933-1468
Legal Range32E
Legal Township66S
Legal Section09
Legal SubdivisionHARBOR ISLE SEC A
Legal Block8
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2017
Census Tract971300

Owner

Source: Monroe County records · APN 00323530-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address490 JAMES AVE, MARATHON, FL 33050-4268
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2016 · Amount on Record
Deed SaleAug 22, 2016 · Amount on Record
Prior SaleOct 19, 2005 · Amount on Record
Deed Document Number2088530
Deed Book / Page2811 / 1984
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address490 JAMES AVE, MARATHON, FL 33050-4268
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 JAMES AVE, MARATHON, FL 33050-4268

Mortgage

Document Number0031341146
DateOct 28, 2021
Book Page3134/1146
Instrument2346245
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$309,838 (+5.99%)$575,245 (+0.94%) Land $167,512 Building $407,733
2024$2,986.00 (+3.5%)
2023$2,885.00 (+1.76%) Homeowner's exemption$292,336 (+3%)$569,887 (+18.65%) Land $215,206 Building $354,681
2022$2,835.00 Homeowner's exemption$283,822$480,318 Land $147,736 Building $332,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 320 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies439 units insured
incl. 119 condo units
Nearby Flood Claims296 (1979–2024)
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 109 claims
  • Hurricane Wilma, Oct 2005 · 98 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 297 locations within half a mile of this property.

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