491 Harmony Way, Springfield, KY 40069 Property Records

Washington County property record for 491 Harmony Way, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,927 sqft · built 2004
Lot Size	3.25 acres (141,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2021)
Tax Bill	$5,200 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-136.05`

Property Details

APN / Parcel Number

Primary APN	`17-136.05`
Alternative APN	`13317`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,927 sqft Living Area
Basement Area	2,977 sqft
Unfinished Basement	2,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	141,962 sqft (3.25 acres)
Terrain	Rolling
Garage Area	748 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	13317
Street Address	491 HARMONY WAY
City	SPRINGFIELD
State	KY
Zip	40069-8556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 3.259 A-TRACT#15,16,17,18A
Legal Subdivision	HARMONY WOODS RESIDENTIAL SUBDIVISION
Legal Tract	18A,15
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2022
Census Tract	930202

Owner

Source: Washington County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Mar 18, 2021	Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	2021101904
Deed Book / Page	369 / 260
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON KY
Property Address	491 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 HARMONY WAY, SPRINGFIELD, KY 40069-8556

Mortgage

Document Number	00M326/415
Date	Oct 21, 2022
Book Page	M326/415
Instrument	109155

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Mar 18, 2021
Property Address	491 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Document Number	00D369/260
Book / Page	D369 / 260
Map Reference	CAB A SL 256
Instrument Date	Mar 12, 2021
Instrument	101904
Transaction Type	Transfer
Record Updated	Apr 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10702 SAVONA WAY, 10702, ORLANDO, FL 32827-7269

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	491 HARMONY WAY, SPRINGFIELD, KY 40069-8556

Mortgage

Document Number	000M309653
Date	Mar 18, 2021
Instrument	M309/653

Lender

Name	SOUTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,200.00 (+0.6%)	$535,000 (+3.88%)	$535,000 (+3.88%)
2023	$5,169.00	$515,000	$515,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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