428 Harmony Way, Springfield, KY 40069 Property Records

Washington County property record for 428 Harmony Way, Springfield, KY 40069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,400 sqft · built 2007
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Sep 2022)
Tax Bill	$3,586 (2025)
Deeds & Mortgages	Sep 2022 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-136.07`

Property Details

APN / Parcel Number

Primary APN	`17-136.07`
Alternative APNs	`13098` `14398`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,400 sqft Living Area
Basement Area	1,572 sqft
Unfinished Basement	1,572 sqft

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Terrain	Rolling
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Deck Area	461 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	14398
Street Address	428 HARMONY WAY
City	SPRINGFIELD
State	KY
Zip	40069-8556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & 1.866 A - #32 & #33
Legal Subdivision	HARMONY WOODS
Legal Lot Number	32-33
Jurisdiction	WASHINGTON KY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2022
Census Tract	930202

Owner

Source: Washington County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed, Transfer
Oct 22, 2020	Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO
Aug 18, 2017	Deed, Transfer · Commercial Mortgage SPRINGFIELD STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	108949
Deed Book / Page	D377 / 63
Record Updated	Jun 8, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Sep 21, 2022
Property Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Document Number	000D377/63
Book / Page	D377 / 63
Map Reference	CAB A SL 256
Instrument Date	Sep 21, 2022
Instrument	108949
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 TWIN OAKS DR, BARDSTOWN, KY 40004-9161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Oct 22, 2020
Property Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Document Number	00D367/470
Book / Page	D367 / 470
Map Reference	CAB A SL 256
Instrument Date	Oct 16, 2020
Instrument	100956
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 GRABRUCK ST, DANVILLE, KY 40422-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556

Mortgage

Document Number	000M305628
Date	Oct 22, 2020
Instrument	M305/628

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON KY
Recording Date	Aug 18, 2017
Property Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556
Document Number	00354/0140
Book / Page	0354 / 0140
Map Reference	CAB A SL 256
Instrument Date	Aug 18, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 MUDD LN, SPRINGFIELD, KY 40069-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 HARMONY WAY, SPRINGFIELD, KY 40069-8556

Mortgage

Document Number	00283/0289
Date	Aug 21, 2017
Book Page	0283/0289

Lender

Name	SPRINGFIELD STATE BANK
Type	Bank
Address	SPRINGFIELD, KY 40069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,586.00 (-2.71%)	$366,000 (-)	$366,000 (-)
2023	$3,686.00	$366,000	$366,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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