Volusia County property record for 491 Harbour Lights Dr, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,524 sqft Living Area |
| Lot Size | 7,626 sqft (0.175 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $30,000 (2001) |
| Tax Bill | $1,169.00 (2025) |
| Primary APN | 4242-0G-00-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,008 sqft Gross Area |
| 1st Floor | 1,524 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,626 sqft (0.175 acres) |
| Depth X Width | 93 ft x 82 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Pool Area | 171 sqft Pool |
| Patio Area | 437 sqft Patio |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 5086861 |
|---|---|
| Street Address | 491 HARBOUR LIGHTS DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-7381 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 HARBOUR LIGHTS MB 42 PG 143 PER OR 4692 PG 2791 PER OR 7164 PG 0939 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 42 |
| Legal Subdivision | HARBOUR LIGHTS MB |
| Legal Tract | 0G |
| Legal Lot Number | 9 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 80803 |
Source: Volusia County records · APN 4242-0G-00-0090
Assessment roll updated March 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2001 · Amount on Record |
| Deed Sale | Jun 01, 2001 · Amount on Record |
| Deed Book / Page | 4692 / 2791 |
| Last Transfer Date | Sep 10, 2015 |
| Transfer Doc | 0071640939 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 491 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2024 |
| Title Company | TRUE CONCEPT TITLE, TRUE CONCEPT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 491 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381 |
| Document Number | 0085191983 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 8519/1983 |
| Instrument | 2024031843 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | ORMOND BEACH, FL 32174 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 844 Months |
| Due | Jun 11, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.26% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 12.2% |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,043 (+2.7%) | $281,759 (+1.47%) Land $30,443 Building $251,316 | |
| 2025 | $1,169.00 (+11.02%) Homeowner's exemption Senior Citizen's exemption | $138,309 (+5.99%) | $277,675 (-9.03%) Land $30,443 Building $247,232 |
| 2023 | $1,053.00 (+5.41%) Senior Citizen's exemption | $130,498 (+3%) | $305,251 (+14.14%) Land $30,443 Building $274,808 |
| 2022 | $999.00 Senior Citizen's exemption | $126,697 | $267,430 Land $30,443 Building $236,987 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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