481 Harbour Lights Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 481 Harbour Lights Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,740 sqft Living Area
Lot Size	7,626 sqft (0.175 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2002)
Tax Bill	$1,862.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4242-0G-00-0080`
Alternative APNs	`3214420G000080` `5086852.0` `5086852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,740 sqft Living Area
1st Floor	1,740 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Combination, Other Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,626 sqft (0.175 acres)
Depth X Width	93 ft x 82 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	552 sqft Garage

Exterior Amenities

Deck Area	474 sqft Deck
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	5086852.0
Old Parcel Number	3214420G000080
Street Address	481 HARBOUR LIGHTS DR
City	ORMOND BEACH
State	FL
Zip	32174-7381
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 HARBOUR LIGHTS MB 42 PG 143 PER OR 4861 PG 3795
Legal Range	32E
Legal Township	14S
Legal Section	42
Legal Subdivision	HARBOUR
Legal Lot Number	8
Jurisdiction	VOLUSIA FL
Minor Civil Division	ORMOND BEACH
Census Blockgroup	3
Census Block	3004
Census Tract	80803

Owner

Source: Volusia County records · APN 4242-0G-00-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	481 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2002 · Amount on Record
Deed Sale	May 09, 2002 · Amount on Record
Prior Sale	Oct 27, 2001 · Amount on Record
Deed Doc Number	0486103795
Deed Book / Page	04861 / 03795
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	481 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	COLUMBIA TITLE RESEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 HARBOUR LIGHTS DR, ORMOND BEACH, FL 32174-7381

Mortgage

Document Number	0080374475
Date	Apr 29, 2021
Book Page	8037/4475
Instrument	2021-098228

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	169 Months
Due	May 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+17.77%) Homeowner's exemption	$146,841 (+5.99%)	$305,124 (-8.4%) Land $30,443 Building $274,681
2023	$1,581.00 (+3.94%) Homeowner's exemption	$138,547 (+3%)	$333,112 (+14.51%) Land $30,443 Building $302,669
2022	$1,521.00 Homeowner's exemption	$134,512	$290,899 Land $30,443 Building $260,456

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.