491 Gregory Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 491 Gregory Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1950
Lot Size	0.116 acres (5,049 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (May 1979)
Tax Bill	$10,777 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02195-03-00020`

Property Details

APN / Parcel Number

Primary APN	`07-02195-03-00020`
Alternative APN	`0702195C00020`

Interior

Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,049 sqft (0.116 acres)
Lot Dimensions	101 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0702195C00020
Street Address	491 GREGORY AVE
City	PASSAIC
State	NJ
Zip	07055-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	2195
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2008
Census Tract	175501

Owner

Source: Passaic County and Passaic City records · APN 07-02195-03-00020

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	491 GREGORY AVE, PASSAIC, NJ 07055-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 1979 · Amount on Record
Deed Sale	May 30, 1979 · Amount on Record
Deed Book / Page	103 / 400
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	491 GREGORY AVE, PASSAIC, NJ 07055-3127
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 GREGORY AVE, PASSAIC, NJ 07055-3127

Mortgage

Document Number	0000005263
Date	Feb 14, 2023
Book Page	M18375/13
Instrument	2023005263

Lender

Name	CITY OF PASSAIC DEPARTMENT OF COMMUNITY
Type	Government Agency
Address	PASSAIC, NJ 07055

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jan 18, 2033

Tax Assessment & Valuation

Source: Passaic County and Passaic City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,100 (-) Land $75,200 Building $177,900	$253,100 (-) Land $75,200 Building $177,900
2025	$10,777.00 (+3.28%)	$253,100 (-) Land $75,200 Building $177,900	$253,100 (-) Land $75,200 Building $177,900
2024	$10,435.00 (+6.15%)
2023		$253,100 Land $75,200 Building $177,900	$253,100 Land $75,200 Building $177,900
2022	$9,830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), as of May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340311755012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 913 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1605002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.