487 Gregory Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 487 Gregory Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,835 sqft · built 1950
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2022)
Tax Bill	$12,676 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02195-03-00018`

Property Details

APN / Parcel Number

Primary APN	`07-02195-03-00018`
Alternative APN	`0702195C00018`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,835 sqft Living Area
Gross Area	2,092 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0702195C00018
Street Address	487 GREGORY AVE
City	PASSAIC
State	NJ
Zip	07055-3127
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2195
Legal Lot Number	18
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2008
Census Tract	175501

Owner

487 Gregory Ave, a duplex, is owned and occupied by two individuals who bought it in October 2022.

Source: Passaic County and Passaic City records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	487 GREGORY AVE, PASSAIC, NJ 07055-3127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Apr 11, 2022	Bargain and Sale Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2022 · Amount on File
Deed Sale	Oct 31, 2022 · Amount on File
Prior Sale	Apr 11, 2022 · Amount on File
Deed Document Number	202251059
Deed Book / Page	4422 / 252
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 31, 2022
Property Address	487 GREGORY AVE, PASSAIC, NJ 07055-3127
Document Number	0000051059
Book / Page	D4422 / 252
Instrument Date	Oct 14, 2022
Instrument	2022051059
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 1ST AVE, HAWTHORNE, NJ 07506-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 GREGORY AVE, PASSAIC, NJ 07055-3127

Mortgage

Document Number	0000051060
Date	Oct 31, 2022
Instrument	2022051060

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 11, 2022
Property Address	487 GREGORY AVE, PASSAIC, NJ 07055-3127
Document Number	0000020649
Book / Page	D4285 / 210
Instrument Date	Mar 30, 2022
Instrument	2022020649
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 SPERLING RD, CLIFTON, NJ 07013-2337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 GREGORY AVE, PASSAIC, NJ 07055-3127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020650
Date	Apr 11, 2022
Instrument	2022020650

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2023

Mortgage

Document Number	0000020651
Date	Apr 11, 2022
Book Page	M17931/105
Instrument	2022020651

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 487 Gregory Ave was $12,676, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,700 (-) Land $74,500 Building $223,200	$297,700 (-) Land $74,500 Building $223,200
2025	$12,676.00 (+3.28%)	$297,700 Land $74,500 Building $223,200	$297,700 Land $74,500 Building $223,200
2024	$12,274.00
2023		$297,700 (-) Land $74,500 Building $223,200	$297,700 (-) Land $74,500 Building $223,200
2022	$11,562.00	$297,700 Land $74,500 Building $223,200	$297,700 Land $74,500 Building $223,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 487 Gregory Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 487 Gregory Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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