491 E 18th St, Paterson, NJ 07514 Property Records

Passaic County and Paterson City property record for 491 E 18th St, Paterson, NJ 07514

Property Summary

Property Type	Single Family Home
Details	2,267 sqft · built 1700
Lot Size	0.054 acres (2,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Nov 2023)
Tax Bill	$8,125 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-03318-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`08-03318-0000-00016`
Alternative APN	`08E0645000000016`

Interior

Stories	2 Stories
Building Area	2,267 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	2,348 sqft (0.054 acres)
Lot Dimensions	87 ft deep x 27 ft wide

Location & Zoning

Old Parcel Number	08E0645000000016
Street Address	491 E 18TH ST
City	PATERSON
State	NJ
Zip	07514-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3318
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3005
Census Tract	181200

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 E 18TH ST, PATERSON, NJ 07514-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 9, 2022	Bargain and Sale Deed, Construction Loan · Construction Mortgage NVESTOR FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	202335158
Deed Book / Page	4612 / 280
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 1, 2023
Property Address	491 E 18TH ST, PATERSON, NJ 07514-2609
Document Number	0000035158
Book / Page	D4612 / 280
Instrument Date	Oct 18, 2023
Instrument	2023035158
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3004 LAKE POINT PL, DAVIE, FL 33328-1133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	491 E 18TH ST, PATERSON, NJ 07514-2609

Mortgage

Document Number	0000035159
Date	Nov 1, 2023
Instrument	2023035159

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2022: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 9, 2022
Property Address	491 E 18TH ST, PATERSON, NJ 07514-2609
Document Number	0000014351
Book / Page	D4262 / 22
Instrument Date	Jan 22, 2022
Instrument	2022014351
Transaction Type	Construction Loan
Record Updated	Apr 4, 2022
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 E 26TH ST, 624, PATERSON, NJ 07504-2072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 LAKE POINT PL, DAVIE, FL 33328-1133

Mortgage

Document Number	0000014352
Date	Mar 9, 2022
Instrument	2022014352

Lender

Name	NVESTOR FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,700 (+153.91%) Land $83,700 Building $303,000	$386,700 (+153.91%) Land $83,700 Building $303,000
2025	$8,125.00 (+4.7%)	$152,300 (-) Land $15,200 Building $137,100	$152,300 (-) Land $15,200 Building $137,100
2024	$7,760.00 (+9.78%)
2023		$152,300 (-) Land $15,200 Building $137,100	$152,300 (-) Land $15,200 Building $137,100
2022	$7,069.00	$152,300 Land $15,200 Building $137,100	$152,300 Land $15,200 Building $137,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,004 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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