488 E 18th St, Paterson, NJ 07514 Property Records

Passaic County and Paterson City property record for 488 E 18th St, Paterson, NJ 07514

Property Summary

Property Type	Single Family Home
Details	2,328 sqft · built 1700
Lot Size	0.055 acres (2,374 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Apr 2025)
Tax Bill	$11,561 (2025)
Deeds & Mortgages	Apr 2022 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03206-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`08-03206-0000-00012`
Alternative APN	`08E0565000000010`

Interior

Stories	2 Stories
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,374 sqft (0.055 acres)
Lot Dimensions	95 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08E0565000000010
Street Address	488 E 18TH ST
City	PATERSON
State	NJ
Zip	07514-2896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3206
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3004
Census Tract	181200

Owner

Source: Passaic County and Paterson City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 E 18TH ST, PATERSON, NJ 07514-2896
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE ABSTRACT CORP
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONEY TREE CAPITAL MARKETS LLC
Nov 21, 2018	Grant Deed, Transfer LOAN FUNDER LLC SERIES 5359

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	202513144
Deed Book / Page	4884 / 53
Prior Transfer Date	Apr 13, 2022
Prior Transfer Doc	0000022196
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 20, 2022
Property Address	488 E 18TH ST, PATERSON, NJ 07514-2896
Document Number	0000022196
Book / Page	D4292 / 177
Instrument Date	Apr 13, 2022
Instrument	2022022196
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE ABSTRACT CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	571 CYPRESS AVE, 571, SADDLE BROOK, NJ 07663-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 WINDSWET LANE, FRANKLIN LAKES, NJ 07417-1431

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	488 E 18TH ST, PATERSON, NJ 07514-2896
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034263
Date	May 20, 2021
Book Page	M17139/36
Instrument	2021034263

Lender

Name	MONEY TREE CAPITAL MARKETS LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 21, 2018
Property Address	488 E 18TH ST, PATERSON, NJ 07514-2896
Document Number	0000053178
Book / Page	003455 / 000066
Instrument Date	Nov 8, 2018
Instrument	53178
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 WINDSWEPT LN FRANKLIN LAKES NJ 074171431, FRANKLIN LAKES, NJ 07417-1431

Mortgage

Document Number	53179
Date	Nov 21, 2018
Book Page	015298/000109
Instrument	53179

Lender

Name	LOAN FUNDER LLC SERIES 5359
Address	40 W 57TH ST # 2040, NEW YORK, NY 10019-4032

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,400 (+147.99%) Land $105,000 Building $432,400	$537,400 (+147.99%) Land $105,000 Building $432,400
2025	$11,561.00 (+4.71%)	$216,700 (-) Land $19,200 Building $197,500	$216,700 (-) Land $19,200 Building $197,500
2024	$11,041.00 (+9.76%)
2023		$216,700 Land $19,200 Building $197,500	$216,700 Land $19,200 Building $197,500
2022	$10,059.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,004 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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