491 Dutton St, Unit 416, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 491 Dutton St, Unit 416, Lowell, MA 01854

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 2,032 sqft · built 2019
Lot Size2.28 acres (99,590 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Apr 2019)
Tax Bill$8,137 (2026)
Deeds & MortgagesJan 2024 Refinance
Flood ZoneZone X (minimal risk)
APNT19415

Property Details

APN / Parcel Number

Primary APNT19415
Alternative APN
  • LOWE M:139 B:1915 L:491 U:416

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units87 Units
Stories3 Stories
Building Area2,032 sqft Living Area
1st Floor Area2,032 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area99,590 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberT19415
Street Address491 DUTTON ST, 416
CityLOWELL
StateMA
Zip01854-4397
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUMUR
Legal Block1915
Legal Lot Number491
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2000
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address491 DUTTON ST, 416, LOWELL, MA 01854-4397
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Deed Document Number201913394
Deed Book / Page32893 / 23
Prior Transfer DateApr 10, 2019
Prior Transfer Doc0032893-23
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address491 DUTTON ST UNIT 416, 416, LOWELL, MA 01854-4397
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038298-249
DateJan 26, 2024
Book Page38298/249
Instrument2163
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,137.00 (-0.5%)$716,900 (+0.63%) Building $716,900$605,434 (+2.91%)
2025$8,178.00 (+12.74%)$712,400 (+16.96%) Building $712,400$588,335 (-1.82%)
2024$7,254.00 (-11.96%)$609,100 (-8.19%) Building $609,100$599,260
2023$8,239.00$663,400 Building $663,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2001–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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