Middlesex County and Lowell City property record for 491 Dutton St, Unit 415, Lowell, MA 01854
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,660 sqft · built 2019 |
| Lot Size | 2.28 acres (99,590 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $540,000 (Feb 2026) |
| Tax Bill | $6,901 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T19410 |
| Primary APN | T19410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 87 Units |
| Stories | 3 Stories |
| Building Area | 1,660 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Tar & Gravel |
| Lot Area | 99,590 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | T19410 |
|---|---|
| Street Address | 491 DUTTON ST, 415 |
| City | LOWELL |
| State | MA |
| Zip | 01854-4397 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UMUR |
| Legal Block | 1915 |
| Legal Lot Number | 491 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 491 DUTTON ST, 415, LOWELL, MA 01854-4397 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Feb 26, 2026 | Quit Claim Deed, Transfer SERVICE FCU |
| Mar 9, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2022 · Amount on Record |
| Deed Book / Page | 39885 / 119 |
| Prior Transfer Date | Feb 24, 2026 |
| Prior Transfer Doc | 039885-119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 26, 2026 |
| Property Address | 491 DUTTON ST UNIT 415, 415, LOWELL, MA 01854-4397 |
| Document Number | 039885-119 |
| Book / Page | 39885 / 119 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 5656 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 DUTTON ST UNIT 415, 415, LOWELL, MA 01854-4397 |
| Document Number | 0000005657 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 5657 |
| Name | SERVICE FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Mar 9, 2022 |
| Property Address | 491 DUTTON ST UNIT 415, 415, LOWELL, MA 01854-4397 |
| Document Number | 036877-264 |
| Book / Page | 36877 / 264 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 10695 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 491 DUTTON ST UNIT 415, 415, LOWELL, MA 01854-4397 |
| Document Number | 0000010696 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 10696 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,901.00 (-0.5%) | $608,000 (+0.63%) Building $608,000 | $524,577 (-3.67%) |
| 2025 | $6,936.00 (+12.69%) | $604,200 (+16.91%) Building $604,200 | $544,540 (-6.54%) |
| 2024 | $6,155.00 (-12%) | $516,800 (-8.22%) Building $516,800 | $582,635 |
| 2023 | $6,994.00 | $563,100 Building $563,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2001–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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