491 Dutton St, Unit 404, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 491 Dutton St, Unit 404, Lowell, MA 01854

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,487 sqft · built 2008
Lot Size2.28 acres (99,590 sqft)
OwnerCompany Name on Record
Last Sale$420,000 (Jul 2021)
Tax Bill$5,270 (2026)
Deeds & MortgagesJul 2021 Refinance
Jul 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APNL16330

Property Details

APN / Parcel Number

Primary APNL16330
Alternative APNs
  • LOWE M:139 B:1915 L:491 U:404
  • M:000139 T:L16330

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories3 Stories
Building Area1,487 sqft Living Area
1st Floor Area1,487 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area99,590 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberL16330
Street Address491 DUTTON ST, 404
CityLOWELL
StateMA
Zip01854-4291
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUMU
Legal SubdivisionRESIDENCE AMERICAN TEXTILE HIS
Legal Block1915
Legal Lot Number491
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2000
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address85 TEMPLE ST, WEST NEWTON, MA 02465-2306
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ENTERPRISE BANK & TRUST CO
Jul 28, 2021Quit Claim Deed, Transfer
Sep 12, 2017Quit Claim Deed, Transfer
Quitclaim
Jul 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleJul 27, 2017
Deed Document Number202144348
Deed Book / Page36059 / 1
Prior Transfer DateJul 7, 2021
Prior Transfer Doc00036059-1
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address491 DUTTON ST UNIT 404, 404, LOWELL, MA 01854-4290
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number035960-171
DateJul 2, 2021
Book Page35960/171
Instrument39406
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 1, 2046

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 28, 2021
Property Address491 DUTTON ST UNIT 404, 404, LOWELL, MA 01854-4290
Document Number00036059-1
Book / Page36059 / 1
Instrument DateJul 7, 2021
Instrument44348
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 TEMPLE ST, WEST NEWTON, MA 02465-2306

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateSep 12, 2017
Property Address491 DUTTON ST UNIT 404, 404, LOWELL, MA 01854-4290
Document Number31460-269
Book / Page031460 / 000269
Instrument DateSep 7, 2017
Instrument40416
Transaction TypeTransfer
Record UpdatedOct 4, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address491 DUTTON ST #404 LOWELL MA 018544290, 404, LOWELL, MA 01854-4290

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 27, 2017
Property Address491 DUTTON ST UNIT 404, 404, LOWELL, MA 01854-4290
Document Number31325-79
Book / Page031325 / 000079
Instrument DateJul 26, 2017
Instrument32408
Transaction TypeTransfer
Record UpdatedAug 15, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address491 DUTTON ST #404 LOWELL MA 018544290, 404, LOWELL, MA 01854-4290

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,270.00 (+0.55%)$464,300 (+1.71%) Building $464,300$459,486 (-5.26%)
2025$5,241.00 (+13.91%)$456,500 (+18.17%) Building $456,500$484,975 (+3.07%)
2024$4,601.00 (-13.04%)$386,300 (-9.32%) Building $386,300$470,535
2023$5,291.00$426,000 Building $426,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2001–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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