491 Dutton St, Unit 401, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 491 Dutton St, Unit 401, Lowell, MA 01854

Property Summary

Property TypeCondominium
Details1 bd · 1.5 ba · 1,030 sqft · built 2008
Lot Size2.28 acres (99,590 sqft)
OwnerCompany Name on Record
Last Sale$535,000 (Jul 2020)
Tax Bill$3,955 (2026)
Deeds & MortgagesJul 2020 Sale
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNL16315

Property Details

APN / Parcel Number

Primary APNL16315
Alternative APNs
  • LOWE M:139 B:1915 L:491 U:401
  • M:000139 T:L16315

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Units87 Units
Stories3 Stories
Building Area1,030 sqft Living Area
1st Floor Area1,030 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeHip
Roof MaterialTar & Gravel
Lot Area99,590 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberL16315
Street Address491 DUTTON ST, 401
CityLOWELL
StateMA
Zip01854-4291
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUMU
Legal SubdivisionAMERICAN TEXTILE HISTORY MUSEU
Legal Block1915
Legal Lot Number491
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2000
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address85 TEMPLE ST, WEST NEWTON, MA 02465-2306
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Condominium Deed, Transfer
NOT AVAILABLE
Jul 8, 2020Condominium Deed, Transfer · Stand-Alone First Mortgage
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2020 · Amount on Record
Deed SaleJul 8, 2020 · Amount on Record
Prior SaleApr 9, 2010 · Amount on Record
Deed Document Number202030505
Deed Book / Page34335 / 43
Transfer Doc23964-169
Record UpdatedOct 29, 2026

July 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateJul 27, 2020
Property Address491 DUTTON ST UNIT 401, 401, LOWELL, MA 01854-4290
Document Number34413-278
Book / Page034413 / 000278
Instrument DateJul 27, 2020
Instrument34254
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address85 TEMPLE ST WEST NEWTON MA 024652306, WEST NEWTON, MA 02465-2306

July 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateJul 8, 2020
Property Address491 DUTTON ST UNIT 401, 401, LOWELL, MA 01854-4290
Document Number34335-43
Book / Page34335 / 43
Instrument DateJul 3, 2020
Instrument30505
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address85 TEMPLE ST, WEST NEWTON, MA 02465-2306

Mortgage

Document Number30506
DateJul 8, 2020
Instrument30506
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,955.00 (-0.65%)$348,500 (+0.49%) Building $348,500$330,078 (-18.59%)
2025$3,981.00 (+34.4%)$346,800 (+39.45%) Building $346,800$405,460 (+3.24%)
2024$2,962.00 (-11.1%)$248,700 (-7.31%) Building $248,700$392,730
2023$3,332.00$268,300 Building $268,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2001–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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