Catoosa County property record for 491 Debbie Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,907 sqft · built 1995 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (May 2023) |
| Tax Bill | $2,823 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014G271000 |
| Primary APN | 0014G271000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,907 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 153 ft deep x 114 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 277 sqft |
| Deck Area | 144 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8968 |
|---|---|
| Old Parcel Number | 0014G271000 |
| Street Address | 491 DEBBIE LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-5558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 271 ROLLING HILLS NORTH |
| Legal Subdivision | ROLLING HILLS NORTH |
| Legal Lot Number | 271 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30403 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 491 DEBBIE LN, RINGGOLD, GA 30736-5558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNI |
| May 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FEDERAL CREDIT UNI |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2023 · Amount on Record |
| Deed Sale | May 31, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2005 · Amount on Record |
| Deed Document Number | 0002280238 |
| Deed Book / Page | 2280 / 238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 31, 2023 |
| Property Address | 491 DEBBIE LN, RINGGOLD, GA 30736-5558 |
| Document Number | 0022800238 |
| Book / Page | 2280 / 238 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023-001111 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5315 CONNELL ST, CHATTANOOGA, TN 37412-3217 |
| Document Number | 0000003657 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 003657 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Rate | 6.31% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 31, 2023 |
| Property Address | 491 DEBBIE LN, RINGGOLD, GA 30736-5558 |
| Document Number | 0022800238 |
| Book / Page | 2280 / 238 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023-001111 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5315 CONNELL ST, CHATTANOOGA, TN 37412-3217 |
| Document Number | 0000003657 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 003657 |
| Name | TENNESSEE VALLEY FEDERAL CREDIT UNI |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.31% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 491 DEBBIE LN, RINGGOLD, GA 30736-5558 |
| Document Number | 0021200357 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | DEBBIE LN RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 0021200357 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 002120/000357 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 10, 2036 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,823.00 (+22.69%) | $148,688 (+41.9%) Land $14,000 Building $134,688 | $371,720 (+41.9%) Land $35,000 Building $336,720 |
| 2023 | $2,301.00 (+21.88%) Homeowner's exemption | $104,786 Land $14,000 Building $90,786 | $261,964 Land $35,000 Building $226,964 |
| 2022 | $1,888.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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