Catoosa County property record for 397 Debbie Ln, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,590 sqft · built 1998 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Dec 1995) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0014G268000 |
| Primary APN | 0014G268000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,590 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 236 ft deep x 197 ft wide |
| Garage Area | 909 sqft |
| Porch | Open Porch |
| Porch Area | 685 sqft |
| Deck Area | 358 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8965 |
|---|---|
| Old Parcel Number | 0014G268000 |
| Street Address | 397 DEBBIE LN |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-5555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 267 268 ROLLING HILLS NORTH |
| Legal Subdivision | ROLLING HILLS NORTH |
| Legal Lot Number | 267 268 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30403 |
397 Debbie Ln is owned and occupied by two individuals who bought it in December 1995.
Source: Catoosa County records, as of January 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 DEBBIE LN, RINGGOLD, GA 30736-5555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 14, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1995 · Amount on File |
| Deed Sale | Dec 1, 1995 · Amount on File |
| Deed Document Number | 0000053794 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 397 DEBBIE LN, RINGGOLD, GA 30736-5555 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 397 DEBBIE LN, RINGGOLD, GA 30736-5555 |
| Document Number | 0022150000000295 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 0000002215/0000000295 |
| Instrument | 003293 |
| Name | REGIONS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 397 DEBBIE LN, RINGGOLD, GA 30736-5555 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 397 DEBBIE LN, RINGGOLD, GA 30736-5555 |
| Document Number | 0022140000000474 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 0000002214/0000000474 |
| Instrument | 003188 |
| Name | REGIONS BANK |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 397 Debbie Ln was $3,778 with exemptions applied.
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 Homeowner's exemption Senior Citizen's exemption | $213,622 Land $17,500 Building $196,122 | $534,054 Land $43,750 Building $490,304 |
| 2023 | $3,866.00 (+23.08%) Homeowner's exemption Senior Citizen's exemption | $176,040 Land $20,000 Building $156,040 | $440,100 Land $50,000 Building $390,100 |
| 2022 | $3,141.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 397 Debbie Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Debbie Ln is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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