491 Chestnut St, Waban, MA 02468 Property Records

Middlesex County and Newton City property record for 491 Chestnut St, Waban, MA 02468

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,023 sqft · built 1927
Lot Size	0.274 acres (11,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,237,000 (Apr 2007)
Tax Bill	$18,539 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`53036 0005`

Property Details

APN / Parcel Number

Primary APN	`53036 0005`
Alternative APN	`NEWT S:53 B:036 L:0005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,023 sqft Living Area
Gross Area	5,381 sqft
1st Floor Area	1,583 sqft
Basement Area	1,583 sqft
Unfinished Basement	1,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Slate
Lot Area	11,955 sqft (0.274 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	53036 0005
Street Address	491 CHESTNUT ST
City	WABAN
State	MA
Zip	02468-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Subdivision	PLAN 5754H
Legal Block	36
Legal Lot Number	5
Jurisdiction	NEWTON MA
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4014
Census Tract	374400

Owner

Source: Middlesex County and Newton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	491 CHESTNUT ST, WABAN, MA 02468-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2007 · Amount on Record
Deed Sale	Apr 4, 2007 · Amount on Record
Prior Sale	Aug 9, 1999 · Amount on Record
Deed Book / Page	1335 / 89
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	491 CHESTNUT ST, WABAN, MA 02468-1220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001990012
Date	Dec 2, 2025
Instrument	1990012

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.3%
Type Change Date	Dec 1, 2035
Index	Other
Margin	3

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MA
Property Address	491 CHESTNUT ST, WABAN, MA 02468-1220
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001961431
Date	Aug 1, 2024
Instrument	1961431

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Newton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Newton City
Unified School District	Newton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,539.00 (+3.82%)	$1,913,200 (+5%) Land $1,169,100 Building $744,100	$1,906,175 (-)
2025	$17,857.00 (+8.86%)	$1,822,100 (+8.41%) Land $1,113,400 Building $708,700	$1,906,175 (-2.94%)
2024	$16,404.00 (+4.7%)	$1,680,700 (+9.2%) Land $1,081,000 Building $599,700	$1,963,935
2023	$15,668.00	$1,539,100 Land $835,100 Building $704,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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