Middlesex County and Newton City property record for 470 Chestnut St, Waban, MA 02468
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,198 sqft · built 1920 |
| Lot Size | 0.291 acres (12,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $880,000 (Sep 2013) |
| Tax Bill | $17,101 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53010 0014 |
| Primary APN | 53010 0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| Gross Area | 3,710 sqft |
| 1st Floor Area | 1,141 sqft |
| Basement Area | 1,132 sqft |
| Unfinished Basement | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,670 sqft (0.291 acres) |
| Garage Type | Detached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 53010 0014 |
|---|---|
| Street Address | 470 CHESTNUT ST |
| City | WABAN |
| State | MA |
| Zip | 02468-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | NEWTON MA |
| Township / Civil Division | NEWTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 374400 |
Source: Middlesex County and Newton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 470 CHESTNUT ST, WABAN, MA 02468-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · ARM DIRECT CU |
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit BAY STATE SAVINGS BANK |
| Feb 10, 2017 | Deed of Trust, Mortgage · Line of Credit BAY STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2013 · Amount on Record |
| Deed Sale | Sep 27, 2013 · Amount on Record |
| Deed Book / Page | 62701 / 536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 470 CHESTNUT ST, WABAN, MA 02468-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0078002-90 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 78002/90 |
| Instrument | 133391 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 470 CHESTNUT ST, WABAN, MA 02468-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079065-400 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 79065/400 |
| Instrument | 241097 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 470 CHESTNUT ST, WABAN, MA 02468-1201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 79065-400 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 79065/400 |
| Instrument | 241097 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON MA |
| Property Address | 470 CHESTNUT ST, WABAN, MA 02468-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68878-230 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 68878/230 |
| Instrument | 22414 |
| Name | BAY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2037 |
Source: Middlesex County and Newton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Newton City |
| Unified School District | Newton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,101.00 (+13.56%) | $1,764,800 (+14.85%) Land $1,181,700 Building $583,100 | $1,777,640 (-) |
| 2025 | $15,059.00 (+10.28%) | $1,536,600 (+9.83%) Land $1,125,400 Building $411,200 | $1,777,640 (+13.45%) |
| 2024 | $13,655.00 (+5.75%) | $1,399,100 (+10.3%) Land $1,092,600 Building $306,500 | $1,566,930 |
| 2023 | $12,912.00 | $1,268,400 Land $845,300 Building $423,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 10 (1981–2011) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON WATER DEPT. (MWRA) serves 88,931 people · EPA ID MA3207000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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