491 23rd Ave, Cumberland, WI 54829 Property Records

Barron County property record for 491 23rd Ave, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	2.61 acres (113,692 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Nov 2023)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-1100-02-000`

Property Details

APN / Parcel Number

Primary APN	`016-1100-02-000`

Exterior

Lot Area	113,692 sqft (2.61 acres)

Location & Zoning

Street Address	491 23RD AVE
City	CUMBERLAND
State	WI
Zip	54829-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 1-1 N 660 FT OF E 660 FT OF NE-NE EX HWY & EX ALL THAT PRT OF S 391.39 FT OF N 660 FT OF E 660 FT OF NE-NE LYG W OF SWLY ROW LN STH 48 MORE PARTICULARLY DAF: COM AT NE COR SEC 11 TH S 89-02-44 W ON N LN OF NE 1/4 660 FT TH S 00-57-19 W PRL WITH
Legal Range	14W
Legal Township	35N
Legal Section	11
Legal Subdivision	METES AND BOUNDS
Legal Tract	MB
Jurisdiction	BARRON WI
Township / Civil Division	CRYSTAL LAKE
Census Block Group	3
Census Block	3023
Census Tract	200

Owner

491 23rd Ave is owned and occupied by an individual who acquired it in October 2025.

Source: Barron County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	491 23RD AVE, CUMBERLAND, WI 54829-9464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Sep 19, 2016 · Amount on File
Deed Document Number	2023899495
Last Transfer Date	Oct 22, 2025
Transfer Doc	0000915904
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BARRON WI
Recording Date	Nov 13, 2025
Property Address	491 23RD AVE, CUMBERLAND, WI 54829-9464
Document Number	0000915904
Instrument Date	Nov 3, 2025
Instrument	915904
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	491 23RD AVE, CUMBERLAND, WI 54829-9464

Mortgage

Document Number	0000915905
Date	Nov 13, 2025
Instrument	915905

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Nov 20, 2023
Property Address	491 23RD AVE, CUMBERLAND, WI 54829-9464
Document Number	0000899495
Instrument Date	Nov 17, 2023
Instrument	899495
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000899496
Date	Nov 20, 2023
Instrument	899496

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRON WI
Recording Date	Nov 20, 2017
Property Address	491 23RD AVE, CUMBERLAND, WI 54829-9464
Document Number	0000841513
Instrument Date	Nov 16, 2017
Instrument	841513
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 491 23rd Ave was $1,683 with a homeowner's exemption, up 6.9% from the year before.

Source: Barron County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Crystal Lake Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+6.86%) Homeowner's exemption	$85,200 (-) Land $8,200 Building $77,000	$164,400 (+11.46%) Land $15,823 Building $148,577
2024	$1,575.00 (+7.07%) Homeowner's exemption	$85,200 (-) Land $8,200 Building $77,000	$147,500 (+10.9%) Land $14,196 Building $133,304
2023	$1,471.00 (-0.47%)	$85,200 (-) Land $8,200 Building $77,000	$133,000 (+10.74%)
2022	$1,478.00	$85,200 Land $8,200 Building $77,000	$120,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 491 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 491 23rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, Mosaic Technologies, Spectrum, Verizon.

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