433 23rd Ave, Cumberland, WI 54829 Property Records

Barron County property record for 433 23rd Ave, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Sep 2025)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-1100-12-000`

Property Details

APN / Parcel Number

Primary APN	`016-1100-12-000`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	433 23RD AVE
City	CUMBERLAND
State	WI
Zip	54829-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 5-1 PRT NE-NW SHOWN AS LOT 1 CSM 33/22 #4720 DOC 671315 EX OUTLOT 1 CSM 40/11 #5931 DOC 792497
Legal Range	14W
Legal Township	35N
Legal Section	11
Legal Subdivision	CERTIFIED SURV MAP 4720
Legal Lot Number	1
Jurisdiction	BARRON WI
Township / Civil Division	CRYSTAL LAKE
Census Block Group	3
Census Block	3014
Census Tract	200

Owner

433 23rd Ave is owned and occupied by an individual who bought it in September 2025.

Source: Barron County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	433 23RD AVE, CUMBERLAND, WI 54829-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed, Transfer · Conventional Mortgage STERLING BANK
Aug 24, 2018	Affidavit, Transfer ASSURED TITLE
Jul 25, 2018	Warranty Deed, Transfer ASSURED TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on File
Deed Sale	Sep 26, 2025 · Amount on File
Deed Document Number	2025914669
Prior Transfer Date	Jul 20, 2018
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BARRON WI
Recording Date	Sep 26, 2025
Property Address	433 23RD AVE, CUMBERLAND, WI 54829-9484
Document Number	0000914669
Map Reference	MB 33 PG 22
Instrument Date	Sep 26, 2025
Instrument	914669
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$717.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000914670
Date	Sep 26, 2025
Instrument	914670

Lender

Name	STERLING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

August 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BARRON WI
Recording Date	Aug 24, 2018
Property Address	433 23RD AVE, CUMBERLAND, WI 54829-9484
Document Number	0000847913
Instrument Date	Aug 17, 2018
Instrument	847913
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ASSURED TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Jul 25, 2018
Property Address	433 23RD AVE, CUMBERLAND, WI 54829-9484
Document Number	0000847067
Map Reference	4720
Instrument Date	Jul 20, 2018
Instrument	847067
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ASSURED TITLE

Transaction

Amount	Amount on Record
Tax	$129.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 433 23rd Ave was $1,941, up 4.5% from the year before.

Source: Barron County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
County Subdivision	Crystal Lake Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,941.00 (+4.52%)	$88,000 (-) Land $8,100 Building $79,900	$174,700 (+11.42%) Land $16,080 Building $158,620
2024	$1,857.00 (+22.01%)	$88,000 (-) Land $8,100 Building $79,900	$156,800 (+10.89%) Land $14,433 Building $142,367
2023	$1,522.00	$88,000 Land $8,100 Building $79,900	$141,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 23rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 23rd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed, T-Mobile.

Nearby Properties on 23rd Ave

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