4909 Wildrose Trl, Duluth, MN 55811 Property Records

St. Louis County property record for 4909 Wildrose Trl, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,704 sqft · built 2006
Lot Size	0.926 acres (40,357 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (May 2020)
Tax Bill	$12,842 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0086-00020`

Property Details

APN / Parcel Number

Primary APN	`395-0086-00020`
Alternative APN	`1090123`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,704 sqft Gross Area
1st Floor Area	2,801 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Frame
Lot Area	40,357 sqft (0.926 acres)
Garage Area	497 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	99 sqft
Deck Area	620 sqft
Storage Building	280 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1090123
Street Address	4909 WILDROSE TRL
City	DULUTH
State	MN
Zip	55811-3782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	FOREST RIDGE ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2016
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4909 WILDROSE TRL, DULUTH, MN 55811-3782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Jan 14, 2008 · Amount on Record
Deed Document Number	20201380854
Last Transfer Date	Mar 31, 2021
Transfer Doc	0001039458
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 28, 2020
Property Address	4909 WILDROSE TRL, DULUTH, MN 55811-3782
Document Number	00A1380854
Instrument Date	May 21, 2020
Instrument	A1380854
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,409.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4909 WILDROSE TRL HERMANTOWN MN 558113782, HERMANTOWN, MN 55811-3782

Mortgage

Document Number	A1380855
Date	May 28, 2020
Instrument	A1380855

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,842.00 (+5.9%) Homeowner's exemption
2025	$12,126.00 (+2.85%) Homeowner's exemption	$917,000 (+12.71%) Land $132,400 Building $784,600	$917,000 (+12.71%) Land $132,400 Building $784,600
2024	$11,790.00	$813,600 (+8.73%) Land $127,300 Building $686,300	$813,600 (+8.73%) Land $127,300 Building $686,300
2022		$748,300 Land $94,700 Building $653,600	$748,300 Land $94,700 Building $653,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50