4904 Wildrose Trl, Duluth, MN 55811 Property Records

St. Louis County property record for 4904 Wildrose Trl, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,408 sqft · built 2009
Lot Size	2.16 acres (94,291 sqft)
Owner	Individual Name on File
Last Sale	$256,436 (Jan 2010)
Tax Bill	$5,022 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0086-00210`

Property Details

APN / Parcel Number

Primary APN	`395-0086-00210`
Alternative APN	`1079464`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,408 sqft Gross Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	94,291 sqft (2.16 acres)
Garage Area	698 sqft

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	212 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1079464
Street Address	4904 WILDROSE TRL
City	DULUTH
State	MN
Zip	55811-3781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 2 SERIAL #
Legal Subdivision	FOREST RIDGE ESTATES
Legal Block	2
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2016
Census Tract	10302

Owner

4904 Wildrose Trl is owned and occupied by an individual who acquired it in September 2019.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4904 WILDROSE TRL, DULUTH, MN 55811-3781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 21, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2010 · Amount on File
Deed Sale	Jan 5, 2010 · Amount on File
Prior Sale	Oct 14, 2009 · Amount on File
Deed Document Number	20101126299
Last Transfer Date	Sep 16, 2019
Transfer Doc	0001365787
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4904 WILDROSE TRL, DULUTH, MN 55811-3781
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407971
Date	Mar 25, 2021
Instrument	1407971

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Dec 1, 2035

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2019
Property Address	4904 WILDROSE TRL, DULUTH, MN 55811-3781
Document Number	00A1365787
Instrument Date	Sep 16, 2019
Instrument	A1365787
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 WILDROSE TRL HERMANTOWN MN 558113781, HERMANTOWN, MN 55811-3781

Mortgage

Document Number	A1365788
Date	Oct 21, 2019
Instrument	A1365788

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 20, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 4904 Wildrose Trl was $5,022 with a homeowner's exemption, down 13.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,022.00 (-13.29%) Homeowner's exemption
2025	$5,792.00 (+8.75%) Homeowner's exemption	$513,200 (+19.52%) Land $144,200 Building $369,000	$513,200 (+19.52%) Land $144,200 Building $369,000
2024	$5,326.00	$429,400 Land $138,900 Building $290,500	$429,400 Land $138,900 Building $290,500
2022		$352,100 Land $103,100 Building $249,000	$352,100 Land $103,100 Building $249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4904 Wildrose Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4904 Wildrose Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, Mediacom Xtream.

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