4909 Westmoreland Dr, Williamsburg, VA 23188 Property Records

James City County property record for 4909 Westmoreland Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,751 sqft · built 1999
Lot Size	0.39 acres (16,988 sqft)
Owner	Trust Name on File
Last Sale	$415,000 (Feb 2020)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Dec 2021 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-4 07-0-0011`

Property Details

APN / Parcel Number

Primary APN	`32-4 07-0-0011`
Alternative APN	`16654`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,751 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16654
Street Address	4909 WESTMORELAND DR
City	WILLIAMSBURG
State	VA
Zip	23188-1989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-11 S-1 WESTMORELAND
Legal Subdivision	WESTMORELAND
Legal Lot Number	11
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1000
Census Tract	80305

Owner

4909 Westmoreland Dr is owner-occupied and held in a trust since November 2021.

Source: James City County records, as of May 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4909 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Intrafamily Transfer, Transfer
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 5, 2018	Deed of Trust, Mortgage · Line of Credit LANGLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Jun 17, 2003 · Amount on File
Deed Document Number	20202634
Last Transfer Date	Nov 19, 2021
Transfer Doc	0000023557
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JAMES CITY VA
Recording Date	Dec 1, 2021
Property Address	4909 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989
Document Number	0210023557
Instrument Date	Nov 19, 2021
Instrument	210023557
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Feb 18, 2020
Property Address	4909 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989
Document Number	0000002634
Instrument Date	Feb 12, 2020
Instrument	2634
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 WESTMORELAND DR WILLIAMSBURG VA 231881989, WILLIAMSBURG, VA 23188-1989

Mortgage

Document Number	2635
Date	Feb 18, 2020
Instrument	2635

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2035

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	4909 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989
Document Number	0000000936
Instrument Date	Dec 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 WESTMORELAND DR WILLIAMSBURG VA 231881989, WILLIAMSBURG, VA 23188-1989

Mortgage

Document Number	0000000936
Date	Jan 23, 2019
Instrument	936

Lender

Name	LANGLEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	468 Months
Due	Jan 22, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4909 Westmoreland Dr was $4,068, up 6.4% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+6.41%)	$490,200 Land $86,800 Building $403,400	$490,200 Land $86,800 Building $403,400
2024	$3,823.00 (+6.85%)
2023	$3,578.00	$431,200 Land $82,700 Building $348,500	$431,200 Land $82,700 Building $348,500
2022	$3,578.00
2019	$3,309.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4909 Westmoreland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4909 Westmoreland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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