4905 Westmoreland Dr, Williamsburg, VA 23188 Property Records

James City County property record for 4905 Westmoreland Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,534 sqft · built 1995
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Oct 2017)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-4 07-0-0010`

Property Details

APN / Parcel Number

Primary APN	`32-4 07-0-0010`
Alternative APN	`18455`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,534 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Fiberglass
Lot Area	16,988 sqft (0.389 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	149 sqft
Deck Area	234 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18455
Street Address	4905 WESTMORELAND DR
City	WILLIAMSBURG
State	VA
Zip	23188-1989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-10 S-1 WESTMORELAND
Legal Subdivision	WESTMORELAND
Legal Lot Number	10
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1000
Census Tract	80305

Owner

4905 Westmoreland Dr is owned and occupied by two individuals who bought it in October 2017.

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4905 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Jan 20, 2015 · Amount on File
Deed Document Number	170019476
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 6, 2017
Property Address	4905 WESTMORELAND DR, WILLIAMSBURG, VA 23188-1989
Document Number	0000019476
Instrument Date	Sep 29, 2017
Instrument	19476
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 WESTMORELAND DR WILLIAMSBURG VA 231881989, WILLIAMSBURG, VA 23188-1989

Mortgage

Document Number	19477
Date	Oct 6, 2017
Instrument	19477

Lender

Name	FIRST ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4905 Westmoreland Dr was $3,917, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,917.00 (+6.41%)	$472,000 Land $86,800 Building $385,200	$472,000 Land $86,800 Building $385,200
2024	$3,681.00 (+26.93%)
2023	$2,900.00	$349,500 Land $82,700 Building $266,800	$349,500 Land $82,700 Building $266,800
2022	$2,900.00
2019	$2,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Westmoreland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Westmoreland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Glo Fiber.

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