4909 W 3rd St, Dayton, OH 45417 Property Records

Montgomery County property record for 4909 W 3rd St, Dayton, OH 45417

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 1940
Lot Size	0.112 acres (4,896 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (Nov 2025)
Tax Bill	$767 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`R72-15506-0007`

Property Details

APN / Parcel Number

Primary APN	`R72-15506-0007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	4,896 sqft (0.112 acres)
Lot Dimensions	144 ft deep x 34 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	180 sqft
Patio Area	480 sqft
Canopy	180 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4909 W 3RD ST
City	DAYTON
State	OH
Zip	45417-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	63797
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	7
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2021
Census Tract	4400

Owner

Source: Montgomery County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4909 W 3RD ST, DAYTON, OH 45417-9047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 23, 2025	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	Jul 27, 2006 · Amount on Record
Deed Document Number	202565724
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0000055917
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 19, 2025
Property Address	4909 W 3RD ST, DAYTON, OH 45417-9047
Document Number	0000065724
Instrument Date	Oct 28, 2025
Instrument	2025-00065724
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 W 3RD ST, DAYTON, OH 45417-9047

Mortgage

Document Number	0000065725
Date	Nov 19, 2025
Instrument	2025-00065725

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2025: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 23, 2025
Property Address	4909 W 3RD ST, DAYTON, OH 45417-9047
Document Number	0000059433
Instrument Date	Oct 10, 2025
Instrument	2025-00059433
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8335 MAYFLOWER AVE, DAYTON, OH 45437

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,730 (-) Land $2,030 Building $10,700	$36,370 (-) Land $5,790 Building $30,580
2024	$767.00 (+2.54%)	$12,730 (-) Land $2,030 Building $10,700
2023	$748.00 (-12.62%)	$12,730 (+18.31%) Land $2,030 Building $10,700	$36,370 (+18.35%) Land $5,790 Building $30,580
2022	$856.00	$10,760 Land $1,720 Building $9,040
2020			$30,730 Land $4,900 Building $25,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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