4909 E 85th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4909 E 85th St, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 1951
Lot Size	0.105 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2026)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`541-20-087`

Property Details

APN / Parcel Number

Primary APN	`541-20-087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,131 sqft Living Area
1st Floor Area	754 sqft
2nd Floor Area	377 sqft
Basement Area	754 sqft
Finished Basement	377 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,600 sqft (0.105 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	284 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4909 E 85TH ST
City	GARFIELD HEIGHTS
State	OH
Zip	44125-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-2
Legal Description	480 WALTON 0722 ALL
Legal Subdivision	WALTON REALTY COS GARFIELD BL
Legal Lot Number	722
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	3
Census Block	3016
Census Tract	154400

Owner

4909 E 85th St is owned and occupied by an individual who bought it in January 2026.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4909 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 12, 2019	Warranty Deed, Transfer FIRELAND TITLE
Jun 19, 2017	Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Jan 3, 2025
Deed Document Number	202601220249
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 22, 2026
Property Address	4909 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2009
Document Number	0000000249
Map Reference	VOL 54 PG 17
Instrument Date	Jan 21, 2026
Instrument	202601220249
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2009

Mortgage

Document Number	0000000250
Date	Jan 22, 2026
Instrument	202601220250

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 12, 2019
Property Address	4909 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2009
Document Number	0011120336
Instrument Date	Nov 11, 2019
Instrument	11120336
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRELAND TITLE

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16790 SW 14TH ST PEMBROKE PINES FL 330271409, PEMBROKE PINES, FL 33027-1409

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4909 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2009
Document Number	0006230011
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 E 85TH ST GARFIELD HEIGHTS OH 441252009, GARFIELD HEIGHTS, OH 44125-2009

Mortgage

Document Number	0006230011
Date	Jun 23, 2017
Instrument	6230011

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 22, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4909 E 85th St was $3,303, down 13.3% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,303.00 (-13.28%)	$39,310 (-) Land $7,560 Building $31,750
2024	$3,809.00 (+109.06%)	$39,310 (+124.63%) Land $7,560 Building $31,750	$112,300 Land $21,600 Building $90,700
2023	$1,822.00 (-29.35%)	$17,500 (-) Land $5,180 Building $12,320
2022	$2,579.00	$17,500 Land $5,180 Building $12,320
2021			$50,000 Land $14,800 Building $35,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4909 E 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4909 E 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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