4897 E 85th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4897 E 85th St, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1928
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (May 2018)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`541-20-090`

Property Details

APN / Parcel Number

Primary APN	`541-20-090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	576 sqft
2nd Floor Area	576 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4897 E 85TH ST
City	CLEVELAND
State	OH
Zip	44125-2072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-2
Legal Description	480 WALTON 0725 ALL
Legal Subdivision	GARFIELD BLVD
Legal Lot Number	725
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	3
Census Block	3016
Census Tract	154400

Owner

4897 E 85th St is owned and occupied by an individual who bought it in May 2018.

Source: Cuyahoga County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4897 E 85TH ST, CLEVELAND, OH 44125-2072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Mar 6, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Document Number	2018561
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 14, 2018
Property Address	4897 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2072
Document Number	0005140561
Instrument Date	May 14, 2018
Instrument	5140561
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 E 85TH ST GARFIELD HEIGHTS OH 441252072, GARFIELD HEIGHTS, OH 44125-2072

Mortgage

Document Number	5140562
Date	May 14, 2018
Instrument	5140562

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 6, 2017
Property Address	4897 E 85TH ST, GARFIELD HEIGHTS, OH 44125-2072
Document Number	0003060390
Instrument Date	Feb 27, 2017
Instrument	3060390
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2860 WALTER RD WESTLAKE OH 441454967, WESTLAKE, OH 44145-4967

Tax Assessment & Valuation

The 2025 property tax bill for 4897 E 85th St was $3,346, down 13.3% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,346.00 (-13.34%) Homeowner's exemption	$40,845 (-0.01%) Land $7,560 Building $33,285	$116,700 (-) Land $21,600 Building $95,100
2024	$3,861.00 (+52.01%) Homeowner's exemption	$40,850 (+82.37%) Land $7,560 Building $33,290	$116,700 Land $21,600 Building $95,100
2023	$2,540.00 (+1.56%) Homeowner's exemption	$22,400 (-) Land $4,060 Building $18,340
2022	$2,501.00 Homeowner's exemption	$22,400 Land $4,060 Building $18,340
2021			$64,000 Land $11,600 Building $52,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4897 E 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4897 E 85th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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