4909 118th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4909 118th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,971 sqft · built 2021
Lot Size	0.356 acres (15,517 sqft)
Owner	Individual Name on Record
Tax Bill	$22,435 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R326787`

Property Details

APN / Parcel Number

Primary APN	`R326787`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	3,971 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,517 sqft (0.356 acres)
Garage Area	1,184 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4909 118TH ST
City	LUBBOCK
State	TX
Zip	79424-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKMONT ESTATES L 178
Legal Subdivision	OAKMONT ESTATES
Legal Lot Number	1780
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1045
Census Tract	10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2023	Warranty Deed, Subdivision Related Transfer · Unknown FIRST UNITED BANK
Aug 23, 2020	Loan Modification, Mortgage FIRST UNITED BK
Feb 23, 2020	Loan Modification, Mortgage FIRST UNITED BK
Aug 23, 2019	Loan Modification, Mortgage FIRST UNITED BK
Aug 24, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST UNITED BK
Jul 24, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2023
Deed Sale	Aug 22, 2023
Prior Sale	Jun 30, 2023
Deed Document Number	2023032874
Record Updated	Jun 8, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 22, 2023
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000032874
Map Reference	FILE 2015028807
Instrument Date	Aug 21, 2023
Instrument	2023032874
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 118TH ST, LUBBOCK, TX 79424-7633

Mortgage

Document Number	0000032875
Date	Aug 22, 2023
Instrument	2023032875

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 30, 2023
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000024820
Map Reference	FILE 2015028807
Instrument Date	Jun 26, 2023
Instrument	2023024820
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2023
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 118TH ST, LUBBOCK, TX 79424-7633

Mortgage

Document Number	0000024821
Date	Jun 30, 2023
Instrument	2023024821

Lender

Name	FIRST UNITED BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	Prime Rate
Margin	1
Max Rate	12.2%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000041735
Instrument Date	Aug 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 91ST ST LUBBOCK TX 794247030, LUBBOCK, TX 79424-7030

Mortgage

Document Number	0000041735
Date	Sep 21, 2020
Instrument	41735

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2025

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000012270
Instrument Date	Feb 23, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 91ST ST LUBBOCK TX 794247030, LUBBOCK, TX 79424-7030

Mortgage

Document Number	0000012270
Date	Mar 27, 2020
Instrument	12270

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2021

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000034750
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6102 91ST ST LUBBOCK TX 794247030, LUBBOCK, TX 79424-7030

Mortgage

Document Number	0000034750
Date	Sep 5, 2019
Instrument	34750

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79490-6500

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 4, 2020

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Aug 24, 2018
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000032628
Instrument Date	Aug 23, 2018
Instrument	32628
Transaction Type	Construction Loan
Record Updated	Oct 7, 2020
Title Company	WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4909 118TH ST LUBBOCK TX 79424, LUBBOCK, TX 79424

Mortgage

Document Number	32629
Date	Aug 24, 2018
Instrument	32629

Lender

Name	FIRST UNITED BK
Type	Bank
Address	LUBBOCK, TX 79423-4901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 23, 2019

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 24, 2017
Property Address	4909 118TH ST, LUBBOCK, TX 79424-7633
Document Number	0000026688
Map Reference	DOC2015028807
Instrument Date	Jul 20, 2017
Instrument	2017026688
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 106TH ST, LUBBOCK, TX 79423-6738
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026689
Date	Jul 24, 2017
Instrument	2017026689

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 21, 2018

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,435.00 (-1.69%)	$1,084,289 (+4.48%) Land $93,102 Building $991,187	$1,084,289 (+4.48%) Land $93,102 Building $991,187
2024	$22,821.00
2023		$1,037,811 (+134.8%) Land $93,102 Building $944,709	$1,037,811 (+134.8%) Land $93,102 Building $944,709
2022		$441,992 Land $93,102 Building $348,890	$441,992 Land $93,102 Building $348,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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