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4907 118th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4907 118th St, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 6,508 sqft · built 2019
Lot Size0.359 acres (15,680 sqft)
Owner2 Individual Names on Record
Tax Bill$32,139 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNR326786

Property Details

APN / Parcel Number

Primary APNR326786

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area6,508 sqft Living Area
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area15,680 sqft (0.359 acres)
Garage Area1,102 sqft
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4907 118TH ST
CityLUBBOCK
StateTX
Zip79424-7633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKMONT ESTATES L 177
Legal SubdivisionOAKMONT ESTATES
Legal Lot Number1770
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1045
Census Tract10512

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5807 63RD ST UNIT 100, 100, LUBBOCK, TX 79424-2741
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Commercial Mortgage
SOUTHWEST BANK
Jun 25, 2020Loan Modification, Mortgage
SOUTHWEST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2018
Deed SaleAug 20, 2018
Deed Document Number2018-32129
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address4907 118TH ST, LUBBOCK, TX 79424-7633
Transaction TypeMortgage
Record UpdatedJun 20, 2022
Title CompanyTITLEONE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4907 118TH ST, LUBBOCK, TX 79424

Mortgage

Document Number0000028866
DateJun 13, 2022
Instrument2022028866
Lender
NameSOUTHWEST BANK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueJun 10, 2052
Interest
Rate TypeAdjustable Rate

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address4907 118TH ST, LUBBOCK, TX 79424-7633
Document Number0000032421
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3307 19TH ST LUBBOCK TX 794101404, LUBBOCK, TX 79410-1404

Mortgage

Document Number0000032421
DateAug 3, 2020
Instrument32421
Lender
NameSOUTHWEST BK
TypeBank
Address10115 QUAKER AVE, LUBBOCK, TX 79424-7380
Agreement
AmountAmount Recorded
Term12 Months
DueAug 2, 2021
Interest
Rate6%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,139.00 (-1.79%)$1,553,282 (+4.48%) Land $94,080 Building $1,459,202$1,553,282 (+4.48%) Land $94,080 Building $1,459,202
2024$32,725.00
2023$1,486,709 Land $94,080 Building $1,392,629$1,486,709 Land $94,080 Building $1,392,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Rise Broadband
Fixed Wireless		300 / 60
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet.

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