4908 Sandy Trl, Apison, TN 37302 Property Records

Hamilton County property record for 4908 Sandy Trl, Apison, TN 37302

Property Summary

Property Type	Duplex
Details	3 ba · 1,772 sqft · built 1977
Lot Size	0.475 acres (20,730 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151L D 008`

Property Details

APN / Parcel Number

Primary APN	`151L D 008`
Alternative APN	`0000086744`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,772 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1983
Architectural Style	Duplex Single
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,730 sqft (0.475 acres)
Lot Dimensions	124 ft deep x 170 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000086744
Street Address	4908 SANDY TRL
City	APISON
State	TN
Zip	37302-9516
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	UR
Legal Description	LOT 8 HOUSLEY ESTATES PB27 PG218
Legal Subdivision	HOUSLEY ESTATES
Legal Lot Number	8
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	11204

Owner

Source: Hamilton County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9122 PLEASANT LN, OOLTEWAH, TN 37363-9217
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jun 23, 2026	Quit Claim Deed, Transfer NDEX TITLE, NEXT TITLE
Sep 22, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY NAT'L BK
Aug 8, 2018	Warranty Deed, Transfer · Line of Credit T J KING CHARITABLE REMAI (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000000150
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Sep 11, 2026
Property Address	4908 SANDY TRL, APISON, TN 37302-9516
Document Number	0000000149
Book / Page	14435 / 397
Instrument Date	Sep 11, 2026
Instrument	2026149
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9122 PLEASANT LN, OOLTEWAH, TN 37363-9217

Mortgage

Document Number	0000000149,
Date	Sep 11, 2026
Book Page	14435/397
Instrument	2026149

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 23, 2026
Property Address	4908 SANDY TRL, APISON, TN 37302-9516
Document Number	0000000150
Book / Page	14343 / 648
Instrument Date	Apr 10, 2026
Instrument	2026150
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NDEX TITLE, NEXT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9122 PLEASANT LN, OOLTEWAH, TN 37363-9217

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4908 SANDY TRL, APISON, TN 37302-9516
Document Number	0925000252
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	FIRST CHOICE, 1ST CHOICE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8720 WALNUT LEAF DR OOLTEWAH TN 373639337, OOLTEWAH, TN 37363-9337

Mortgage

Document Number	0925000252
Date	Sep 25, 2020
Book Page	012167/000117
Instrument	200925000252

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	ROSSVILLE, GA 30741-0638

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 8, 2018
Property Address	4908 SANDY TRL, APISON, TN 37302-9516
Document Number	0808000040
Book / Page	011421 / 000413
Instrument Date	Aug 7, 2018
Instrument	180808000040
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	WARRANTY TITLE INSURANCE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8720 WALNUT DR OOLTEWAH TN 37363, OOLTEWAH, TN 37363

Mortgage

Document Number	808000041
Date	Aug 8, 2018
Book Page	011421/000415
Instrument	180808000041

Lender

Name	T J KING CHARITABLE REMAI (PT)

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Collegedale City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+77.03%)	$153,600 (+161.22%)	$384,000 (+161.22%) Land $55,000 Building $329,000
2024	$1,315.00 (-41.16%)	$58,800 (-)	$147,000 (-) Land $45,000 Building $102,000
2023	$2,235.00 (+3.95%)	$58,800 (-)	$147,000 (-) Land $45,000 Building $102,000
2022	$2,150.00	$58,800	$147,000 Land $45,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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