4903 Sandy Trl, Apison, TN 37302 Property Records

Hamilton County property record for 4903 Sandy Trl, Apison, TN 37302

Property Summary

Property Type	Duplex
Details	4 ba · 1,750 sqft · built 1973
Lot Size	0.377 acres (16,434 sqft)
Owner	Individual Name on Record
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`151L D 005`

Property Details

APN / Parcel Number

Primary APN	`151L D 005`
Alternative APN	`0000086741`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,750 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	16,434 sqft (0.377 acres)
Lot Dimensions	110 ft deep x 149 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000086741
Street Address	4903 SANDY TRL
City	APISON
State	TN
Zip	37302-9540
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	UR
Legal Description	LOT 1 HOUSLEY ESTATES PB27 PG218
Legal Subdivision	HOUSLEY ESTATES
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	11204

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9357 BENNIE LN, OOLTEWAH, TN 37363-8968
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Non-Conforming Investor Loan SOUTHEAST BANK
Jan 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014
Deed Sale	Oct 17, 2014
Prior Sale	Apr 17, 2012
Deed Document Number	2014101700137
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	4903 SANDY TRL, APISON, TN 37302-9540
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11936 DOLLY POND RD, BIRCHWOOD, TN 37308-5058

Mortgage

Document Number	0000000073
Date	Nov 6, 2023
Book Page	13441/188
Instrument	2023110600073

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	CLEVELAND, TN 37311

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 29, 2018
Property Address	4903 SANDY TRL, APISON, TN 37302-9540
Book / Page	011258 / 000338
Instrument Date	Jan 25, 2018
Instrument	153
Transaction Type	Construction Loan
Record Updated	Mar 8, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8500 WOODRIDGE LN OOLTEWAH TN 373639009, OOLTEWAH, TN 37363-9009

Mortgage

Document Number	0000000153
Date	Jan 29, 2018
Book Page	011258/000338
Instrument	153

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MAYFIELD, KY 42066-0309

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2019

Mortgage

Document Number	154,
Date	Jan 29, 2018
Book Page	011279/000614
Instrument	154

Lender

Name	RELIANT BK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Collegedale City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+77.03%)	$153,600 (+161.22%)	$384,000 (+161.22%) Land $55,000 Building $329,000
2024	$1,315.00 (-41.4%)	$58,800 (-)	$147,000 (-) Land $45,000 Building $102,000
2023	$2,244.00	$58,800	$147,000 Land $45,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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